Residential Lender
The Residential Lender is responsible for generating residential mortgage loans through solicitation of individual borrowers, realtors, builders, developers, colleagues and networking groups.
Essential functions include maintaining and growing relationships with existing clients and acquiring new relationships, originating, closing, and maintaining secured and secondary market real estate loans, receiving and evaluating mortgage loan applications, providing preliminary mortgage loan approvals, communicating mortgage loan decisions, and participating in the closing of approved mortgage loan agreements.
Additional duties involve monitoring market conditions, assisting in the development of marketing plans, maintaining knowledge on mortgage products, complying with company and regulatory policies, fostering a culture of inclusion, and other responsibilities to support the company's mission.
Qualifications include a high school diploma or equivalent, a bachelor's degree in business or related field preferred, minimum three years of experience in sales or client service, knowledge of lending procedures and regulatory compliance, excellent organizational skills, capability to manage sensitive information, strong verbal, written and interpersonal communication skills, and registration as a Mortgage Loan Originator under the SAFE Act.
Working conditions include duties performed in a professional office environment, ability to lift and/or move up to 25 lbs, and requires travel to other bank or client locations.