Credit analyst [h1.location_city]

divh2Credit Review Analyst / h2pNorthern Bank is actively looking for a Credit Review Analyst. In this role, within the Credit Department, the analyst will review commercial loan writeups (including CI, Real Estate and Specialty) to ensure accuracy and help to make recommendations for qualitative, technical and structural edits to the presentations. The role requires the analyst to have fundamental knowledge of financial statements, critical analytical skills, and a quantitative skillset. In this role, you will develop a strong understanding of all aspects of commercial credit analysis. / ph3Key Responsibilities / h3ulliIdentify any errors in financial / Tax return analysis, loan structure, and incomplete parts of analysis / liliEvaluate the accuracy and validity of construction budgets, rental rolls, property valuations and profitability analyses for Real Estate / liliEvaluate the appropriateness of any underlying assumptions or adjustments made by the underwriter to develop the future cash flows analysis / liliDetermine whether the stated risk factors are adequately addressed by the mitigants / liliAfter thorough review / evaluation, the Credit Review Analyst provides the correct analyses, suggestions, and additional support / language to be included in the presentation / liliEnsure compliance with the Bank and loan policy / li / ulh3Job Qualifications / h3ulliStrong academic background with bachelors degree in finance, economics, accounting, or other related quantitative fields / liliStrong critical analysis and math skills required / liliStrong attention to detail / liliAbility to collaborate effectively with peers in various groups / liliRelated work / internship experience preferred / liliAbility to identify discrepancies in data and analyses / liliAbility to multi-task, prioritize work, and adapt to changes in working environment required / li / ulpAbout Northern Bank Trust Company / ppNorthern Bank is a full-service bank dedicated to providing practical, common sense financial solutions to help our customers live their lives and grow their businesses. From deposit products to loans to payment and collections services, we work hands-on with our entrepreneurial customers, both locally and across the country, to provide the financial support they need to realize their personal and business goals. Founded in 1960, Northern Bank has assets of over $3 billion with 12 locations serving communities throughout Middlesex County. Northern Bank is a Member of the FDIC, and an Equal Housing Lender. / p / div