Credit risk analyst [h1.location_city]

Job Description

What is the opportunity?

Support RBC US Wealth Management's management in reimaging our margin credit risk team, a key component of the cash and lending business. The Credit Risk Manager is a key team member leading the execution and implementation of margin risk management policies and procedures. The Credit Risk Manager will partner closely with internal and external partners ensuring the timely and successful implementation of multiple large and small-scale initiatives.

What will you do?

• Manages and maintains relationships with vendors, the IT department and end users regarding loan servicing software specifications and up gradation.
• Establishes internal policies and procedures on loan relationship management to ensure high standards and quality work in loan service processes.
• Monitors and oversees all activities related to the loan servicing lifecycle from loan setup to post closing.
• Directs, motivates, and evaluates the performance of loan service team members.
• Analyze margin credit data and financial information to evaluate marginability of securities.
• Develop and implement credit risk policies to minimize losses.
• Monitor loan portfolio and identify potential risks.
• Prepare credit risk reports for senior management.
• Collaborate with other departments to manage credit risk.
• Ensure compliance with regulatory requirements and internal risk policies.
• Drive automation and improvement in risk management practices.
• Lead product development for the group.
• Participates in internal committees and industry groups to promote operational efficiencies and enhance knowledge.
• Leverage / promote use of technology to achieve operational efficiencies and mitigate risk.

What do you need to succeed?

Must-have

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

The expected salary range for this particular position is $85,000-$150,000 (Minneapolis), $94,000-$165,000 (Chicago), and $110,000-$190,000 (New York) depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that :

Job Skills

Credit, Credit, Credit Analysis, Credit Risks, Customer Service, Decision Making, Ensure Compliance, Financial Information, Financial Statement Analysis, Group Problem Solving, Loan, Loan Servicing, Management Practices, Margin Calculations, Margin Lending, Mitigated Risks, Operational Efficiency, People Management, Performance Management (PM), Product Development, Regulatory Requirements, Relationship Management, Retail Banking, Retail Lending, Risk Management {+ 4 more}

Additional Job Details

Address :

250 NICOLLET MALL : MINNEAPOLIS

City : Minneapolis

Country :

United States of America

Work hours / week : 40

Employment Type : Full time

Platform : WEALTH MANAGEMENT

Job Type : Regular

Pay Type : Salaried

Posted Date : 2025-10-23

Application Deadline :

Note : Applications will be accepted until 11 : 59 PM on the day prior to the application deadline date above

I nclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.