Credit specialist [h1.location_city]

Job Description

The Senior Credit Auditor performs and completes internal credit audits as assigned while researching and interpreting relevant regulations, policies, and procedures to assist in determining the scope and design of an audit program. This position is guided by general instruction and a reasonable amount of supervision, this candidate demonstrates a fair level of autonomy and ability to exercise independent judgement.

Essential Functions

Evaluate effectiveness of credit policies and procedures, identify weaknesses, provide suggestions for strengthening

Knowledge of Credit360 / BancAudit / Nautilus / CBS / Data Analysis Tool / Audit Management Software

Keep track of and update schedule of whereabouts during audits

Meet departmental continuing education requirements

Be familiar with Northwest documentation / processes / procedures

Research / interpret relevance of specific regulations / current literature

Assist in developing the scope, audit objectives, and audit program based on assessed risk of business unit / subject matter

Assist in determining staffing requirements for Audit

Oversee / collect specific samples / data

Oversee / record detailed information / data from samples

Check results (findings) against samples for proper evidence

Oversee / compile working papers as appropriate

Summarize results / findings

Analyze results as related to Northwest

Prepare meeting materials (soft, and final exits)

Present relevant findings appropriately to department manager and auditors

Produce various audit reports / management letters / credit reports

Appraise adequacy of the corrective action taken to improve deficient conditions

Work with relevant personnel during the audit process

Ensure document and data integrity

Manage personal workload / workflow

Identify and resolve problems / issues

Detect common themes & emerging risks

Continue professional education

Ensure compliance with Northwest's policies and procedures, and Federal / State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

Qualifications

Bachelor's Degree Accounting, Finance, or Business Administration preferred

5 - 6 years credit review / business related experience required

3 - 5 years bank auditing experience preferred

3 - 5 years general business-related experience preferred

Ability to apply advanced financial analysis techniques

Ability to interpret data and statistics

Proven analytical skills

The pay range for this position is generally $85,000-$100,000 per year. Actual pay is based on various factors including but not limited to the successful candidate's experience, skills, and knowledge. Additional bonus earning opportunities and benefits are also available.

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Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.