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Regulatory Change Management Auditor

The Regulatory Change Management Auditor is responsible for evaluating and ensuring the organization's adherence to evolving regulatory requirements that impact mortgage loan servicing, including investor, insurer, and guarantor requirements. This role involves auditing the processes of external servicing vendors to ensure that regulatory changes are identified, assessed, implemented, and validated. The auditor will work closely with compliance, legal, risk, and operational teams to ensure effective regulatory change governance.

Responsibilities include :

• Review documentation and evidence supporting compliance with new or amended regulations that impact loan servicing.
• Ability to assess servicing vendors compliance with applicable federal and state servicing statutes (RESPA, ECOA, TCPA, FDCPA, etc.), and servicing regulatory requirements circulated by agencies including FNMA, FHLMC, FHA, VA, USDA, and the CFPB.
• Perform impact analysis on every Federal and state regulatory change, as well as changes to guidelines and requirements from FNMA, FHLMC, FHA, VA, and USDA.
• Identify control gaps and recommend enhancements to mitigate compliance risks.
• Collaborate with Legal, Compliance, Risk, Business Units and servicing vendors to understand servicing-related regulatory impacts.
• Identify discrepancies and opportunities for process improvement through analysis of audit findings, management reports, and discussions with servicers.
• Alert appropriate management levels and internal departments to problems identified during routine reviews. Follow through on all actionable items to ensure full and timely resolution is completed by the responsible parties.
• Prepare detailed audit reports outlining findings, risks, and corrective actions.
• Ensure all tasks are completed updated timely within the Enterprise GRC system.
• Monitor and validate the implementation of agreed-upon remediation plans as required.
• Stay current on regulatory developments relevant to the organization's servicing operations.
• Provide insights on emerging regulatory risks and trends.
• Create effective quality control and auditing policies and procedures as needed.

Requirements include :

Compensation : Salary range for new hires is generally $92,450.00 - $114,203.00 for Westlake Village, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus / incentives earned and restricted stock.

Benefits you'll love : We offer all the important things you'd want like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company : AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, national origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and / or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.