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Health policy • plano tx
Staff Credit Policy Analyst
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The Role
As a Staff Credit Policy Analyst for Home Loans will lead the design governance and continuous evolution of SoFis credit policy framework across Conforming Government (FHA / VA / USDA) Closed-End Seconds (CES) and Portfolio products.
This leader will own the strategic direction and operational oversight of credit policy development ensuring all underwriting criteria are risk-aligned investor-compliant and digitally executable. You will serve as a key partner to Risk Capital Markets Product and Operationsdriving clarity consistency and scalability across all credit decisioning processes.
In this role you will provide strategic oversight of policy research system automation and audit readiness while fostering innovation in digital underwriting and credit enablement. What Youll Do
Credit Policy Leadership & Strategy
- Lead the end-to-end lifecycle of SoFis home lending credit policies ensuring they align with enterprise risk appetite investor standards and business objectives.
- Define and manage the credit policy governance framework including approval processes documentation standards and version control practices.
- Partner with senior leadership to identify emerging credit risk trends and recommend proactive policy adjustments.
- Oversee the roadmap for credit automation and decisioning logic to enable efficient consistent underwriting outcomes.
Cross-Functional Collaboration & Influence
Operational Excellence & System Enablement
Governance Risk & Compliance
Team Development & Mentorship
What Youll Need
Preferred Qualifications
Required Experience :
Staff IC
Key Skills
Invasive Cardiology,Access Control System,B2C,Lorry Driving,Call Centre,Entry Level Finance
Employment Type : Full-Time
Experience : years
Vacancy : 1