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Commercial Banking Credit Risk Business Management Associate

As an Associate in the Commercial Banking Credit Risk Business Management team, you will work at the intersection of strategy, operations, and financial oversight, supporting one of the firm's most critical risk functions. You will have the opportunity to build meaningful partnerships, influence decision-making, and grow your career within a team that values curiosity, collaboration, and continuous improvement.

As an Associate in Commercial Banking Credit Risk Business Management at JPMorgan Chase, you will play a key role supporting the Credit Risk Leadership team in driving strategy, managing operations, and optimizing business performance. You will partner with stakeholders across the organization to deliver insights, manage vendor relationships, and ensure the team operates with efficiency and precision. This is an opportunity to make a real impact in a dynamic environment where your analytical mindset and organizational strengths will be put to work every day.

Job responsibilities

• Support the Credit Risk Leadership team in day-to-day business management activities, including strategic planning, resourcing, and efficiency initiatives
• Partner with internal stakeholders to monitor utilization of third-party providers and track forecast and actuals versus plan, clearly articulating variance drivers across the portfolio
• Organize and present complex information in a strategic and compelling way, demonstrating strong design acumen and proficiency in Excel while embracing emerging technologies
• Leverage business intelligence tools to generate process efficiencies, enhance operational controls, and support data-driven decision-making
• Conduct vendor performance reviews and spend analysis as part of supporting the procurement and oversight of third-party providers
• Collect, organize, and maintain internal resources and documentation on collaboration platforms such as SharePoint
• Prepare presentations and communications for internal meetings, leadership forums, and strategic planning sessions
• Respond to ad-hoc requests with agility and a solutions-oriented mindset, supporting the broader team as business needs evolve

Required qualifications, capabilities, and skills

• 5 years of professional experience in business management, financial services, or a related field
• Strong written and verbal communication skills, with the ability to convey complex information clearly to diverse audiences
• Demonstrated financial acumen and familiarity with organizational metrics and performance reporting
• Strong organizational skills with the ability to manage multiple priorities and meet deadlines in a fast-paced environment
• Proven ability to collaborate effectively and build strong partnerships across teams and functions
• Proficiency in Microsoft PowerPoint and Excel, with a forward-thinking mindset toward emerging technology
• Proactive, detail-oriented, and adaptable, with the ability to respond quickly to shifting priorities

Preferred qualifications, capabilities, and skills

• Bachelor's degree in Business, Finance, or a related field
• Experience in vendor procurement and third-party oversight
• Familiarity with working across multi-location or matrixed teams
• Experience using business intelligence tools to support reporting and operational improvements
• Knowledge of credit risk concepts or financial services risk management frameworks

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.