Loan officer [h1.location_city]

Job Description

Job Description

Position Summary

The Loan Officer is responsible for guiding homebuyers through the mortgage process while promoting Universal Lending Corporation’s full suite of loan products. Serving as a key lending partner to buyers of Risewell Homes, this role focuses on relationship-building, exceptional customer service, and ensuring a smooth experience from application through closing.

Essential Duties and Responsibilities

Build Rapport

• Build rapport with the sales agents at Risewell communities and division personnel.
• Maintain a positive sales environment by educating potential borrowers and Homebuilder sales representatives on the Company’s products and services

Loan Applications

Prequalification

Loan Submission

Processing Issues

Industry Knowledge

Compliance

Personal Professional Standards

Key Qualifications

Licensing Requirements :

Candidates must be eligible for licensure under the federal SAFE Act § 1008.105 in each state where ULC originates loans. Eligibility requirements include :

If expunged or pardoned, this may still impact the ability to be licensed in some states.

Examples of issues that can impact eligibility include : poor credit history; arrests; outstanding child support or alimony payments; unpaid judgments, etc.

Base Salary :

The compensation for this position is minimum wage for the applicable geography plus eligibility for monthly and quarterly bonuses. Base salary is paid bi-weekly.

Why Work for Universal Lending Corporation :

Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation, you can work with other passionate, purposeful, and customer-centric people, all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers a competitive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.

Physical Requirements :

This is primarily a sedentary position. Requires the ability to hear, type and talk. Finger dexterity is required to operate a computer keyboard. The primary work location is a corporate office with low to moderate noise levels.

The physical demands and work environment characteristics described are representative of those that must be met by an employee to successfully perform the essential functions of the position. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Supervisory Responsibility :

This position does not supervise other employees.

Travel Requirements :

Occasional travel may be required. A valid driver’s license and active vehicle insurance is required at all times.

FLSA Classification : Non-Exempt

Disclaimer :

Universal Lending Corporation is an equal opportunity employer. Candidates must be authorized to work in the United States. The statements above are intended to describe the general nature and level of work being performed by individuals assigned to this role. Management retains the discretion to add, modify, or remove job duties at any time.