Loan originator [h1.location_city]
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Loan originator • des moines ia
- [promoted]
Mortgage Loan Officer
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HomeServices of AmericaUrbandale, IA, US- [job_card.full_time]
Mortgage Loan Officer
HomeServices Lending, LLC, is a market leader in residential and refinance lending, dedicated to providing an exceptional customer homeownership experience.
As a Mortgage Loan Officer, you'll guide new and existing clients through the mortgage process, sourcing business from real estate agents, builders, referral partners, and consumer marketing. You'll be responsible for originating high-quality loans that meet company and regulatory guidelines while providing excellent service to both clients and referral partners.
Key Responsibilities :
- Promote HomeServices Lending and its full suite of mortgage solutions in the local market.
- Build and maintain visibility through relationships with real estate agents, builders, and other referral partners.
- Advise clients on available loan programs, rates, and the mortgage process.
- Analyze financial and credit data to match clients with appropriate loan products.
- Originate residential mortgage loans in compliance with company policies and applicable regulations.
- Manage client applications, lock interest rates, and ensure accurate and timely loan processing.
- Maintain proactive communication with clients, agents, and internal teams to ensure a smooth closing process.
- Set clear expectations regarding loan timelines, requirements, and next steps.
- Achieve personal production and service goals while supporting company market share and profitability.
- Comply with all applicable laws, regulations, and company policies.
Minimum Requirements :
These specifications are general guidelines based on the minimum requirements. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Individual abilities may result in some deviation from these guidelines.
We offer a full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)
HomeServices Lending is an Equal Opportunity Employer