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Personal Lines Underwriter

Bridge Specialty Group is seeking a Personal Lines Underwriter to join our growing team in Clinton, MS!

As an Underwriter, you will play a crucial role in reviewing insurance applications to evaluate, classify, and rate individuals and groups for insurance in support of the company's strategic objectives.

How You Will Contribute:

• Examine such documents as application forms, inspection reports, and insurance maps to determine degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property.
• Review company records to determine the amount of insurance in force on single risk or group of closely related risks and evaluate the possibility of losses due to catastrophe or excessive insurance.
• Underwrite or broker risks, ensuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws.
• Review, analyze and underwrite risks submitted by Producers, rate submissions for premium and terms, analyze exposures for new and renewal business, issue written indications, quotes and binders; use inspection companies to obtain further information, quote rates, or explain company underwriting policies.
• Ensure that coding on specific required forms is completed and utilized.
• Service and perpetuate existing business and have a keen awareness of priorities.
• Provide guidance and training to the processors and assistants, to enable them to reduce the underwriter's clerical workload, and to develop basic underwriting and brokering skills and techniques.
• Foster and improve relationships with other departments, producers, companies, and competitors.

Skills & Experience to be Successful:

• Education: Bachelor's degree (preferred).
• Experience: 1 year of insurance experience as an assistant underwriter or processor.
• Physical Requirements: Manual dexterity, arm, and upper body range of motion sufficient for use of a keyboard, mouse, and telephone 7-8 hours per day; speech and hearing sufficient for in-person and telephone communication 7-8 hours per day; vision sufficient for the use of a computer monitor; and ability to sit at a desk 7-8 hours per day.
• Travel Requirements: Less than 10%

About Us:

Bridge Specialty Group creates a more seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers' comp, property and personal lines.

With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book.

Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group aligning risk with greater reach.

Teammate Benefits & Total Well-Being

We go beyond standard benefits, focusing on the total well-being of our teammates, including:

• Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits: ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.

Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.

The Power To Be Yourself

As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, "The Power to Be Yourself".