Secondary Marketing Analyst II
The Secondary Marketing Analyst supports the Capital Markets team by overseeing the pricing, locking, hedging, and sale of mortgage loans into the secondary market. This role requires strong analytical skills, sharp attention to detail, and a deep understanding of mortgage-backed securities (MBS), loan pricing, investor guidelines, market execution, and lock desk operations. Lock desk capabilities are a given for this position and will be required to support timely, accurate execution. The Analyst plays a key role in maximizing profitability, managing pipeline risk, and ensuring accurate and compliant loan sales.
Major areas of responsibilities include secondary marketing operations and lock desk, hedge and pipeline risk management, pricing strategies and best execution, loan sale and investor delivery coordination, compliance and post-close audit support, and cross-functional reporting and data analysis.
Primary objectives are to ensure timely and accurate pricing and locking of loans, maximize profitability through best execution strategies, maintain accurate and balanced hedge positions and trade reconciliations, support compliance with investor guidelines and internal policies, and streamline reporting, onboarding, and technology integration within secondary tools.
Specific responsibilities include processing lock requests and lock changes, managing and approving renegotiations, maintaining relationships with Branch Managers, triaging Freshservice tickets, creating and maintaining daily pricing scenarios, monitoring and distributing rate sheets, performing detailed pipeline scrubbing, executing best execution analysis, overseeing post-close reship activity, managing the Forward Commitment Desk, collaborating on monthly accounting and gain-on-sale reporting, reviewing and resolving Mavent fail reports, managing system access and onboarding, utilizing Encompass for loan designation, supporting Optimal Blue usage, creating and analyzing reports, supporting TPO channel pricing, and collaborating with internal stakeholders to improve processes and reporting.
Requirements include broad knowledge and experience in mortgage secondary markets, investor guidelines, and loan sale processes, above average skills in advanced Excel and data analysis, excellent written and verbal communication, high attention to detail and organizational precision, and demonstrated ability to manage competing priorities and deadlines, collaborate with cross-functional teams, maintain data integrity, and implement and refine operational processes.