Senior data analyst [h1.location_city]

Join the Tilt Team

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products we're creating a new credit system that backs the working, whatever they're working toward.

The Opportunity : Senior Credit Analyst Empower Mexico

Empower is searching for a talented and strategic Senior Credit Analyst to grow our business and manage credit risk for our lending products. You will be joining in the early stages of a fast-growing company and will have the opportunity to help bring new products to market that shape our future.

The ideal candidate is passionate about using data and analytics to drive business growth and help customers improve their financial situation. This individual will lead workstreams across credit policy, testing, and valuations, while collaborating closely with product, tech, and finance teams to develop innovative solutions that drive value for Empower and our customers. The right person for this role is someone who excels at solving complex problems with accuracy, attention to detail, and a high degree of ownership. This role requires strong familiarity with SQL and Excel.

As a Senior Credit Analyst, you will play a key role in building and launching new credit products for our Mexico business. You will raise the bar for analytical excellence and data-driven decision-making across the company.

Travel for company offsites is expected at a minimum of two times a year.

How You'll Make an Impact

• Lead the development and optimization of end-to-end credit policies for new lending products in Mexico.
• Build, maintain, and calibrate underwriting and account-management strategies of a nascent and rapidly growing loan portfolio.
• Design, execute, and measure experiments across the borrower lifecycle.
• Manage and iterate on the loan valuations model. Incorporate the model into the credit strategy and key decisions.
• Establish automated monitoring and alerting for core KPIs.
• Partner with Product / Engineering to define and deliver analytics and reporting requirements.
• Define and refine fraud and dispute controls.
• Support the Head of Credit in the multi-phase roadmap, aligning experiments, models, and controls to business objectives and Credit OKRs.
• Share knowledge and best practices, and raise analytical and execution standards across the team.

This role provides a unique opportunity to make a lasting impact on Empower's growth, credit strategy, and risk management capabilities. If you are a strategic thinker with a passion for risk, analytics, and financial inclusion, we would love to hear from you.

Why You're a Great Fit

Don't meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

What You'll Get at Tilt

The Tilt Way

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You're pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.