Utilization review nurse [h1.location_city]

This position may be located at First Interstate Bank's offices in Colorado, Idaho, Iowa, Missouri, Montana, Nebraska, Oregon, South Dakota, Washington and Wyoming.

What's Important to You

We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

• Generous Paid Time Off (PTO) in addition to paid federal holidays.
• Student debt employer repayment program.
• 401(k) retirement plan with a 6% match.
• The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.

SUMMARY

The Credit Review Officer III oversees and conducts multiple concurrent, complex evaluations of credit risk across various departments, markets, regions, and unique loan scenarios, ensuring adherence to departmental and professional standards. This position manages and executes comprehensive credit review procedures, prepares accurate and well-documented reports, and effectively communicates findings and recommendations for corrective actions to management.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Provides project leadership, general guidance, and mentoring to team members.
• Manages multiple concurrent operational and credit risk reviews or projects.
• Serves as the Examiner-in-Charge (EIC) for credit examinations with outstandings exceeding $2B, leading reviews as the principal examiner.
• Conducts and / or oversees complex, concurrent credit risk reviews across various departments, regions, and processes, in accordance with departmental and professional standards.
• Completes and / or supervises credit risk reviews to identify risks, evaluate the effectiveness of internal controls, and assess compliance with policies, procedures, laws, and regulations.
• Prepares concise, well-organized working papers that accurately reflect the results of credit reviews.
• Evaluates work prepared by other team members to ensure sound loan review practices and compliance with departmental and professional standards.
• Ensures timely and budget-compliant completion of assigned Credit Review tasks and supports team members in meeting deadlines.
• Reviews and / or approves draft reports summarizing credit risk review results.
• Leads and / or oversees exit meetings with Regional Presidents and Executive Leadership to present findings and recommend corrective actions to address deficiencies and mitigate risk.
• Assigns project roles, provides guidance, and mentors team members throughout the review process.
• Maintains open communication with Credit Review clients regarding procedures, progress, and potential findings.
• Assists with the coordination and completion of external regulatory and third-party examinations.
• Remains current on significant changes and emerging issues in the banking industry related to credit risk and regulatory requirements.
• Completes required compliance training and other relevant training related to Credit Review, compliance, and professional development.
• Performs additional duties or complex special projects as assigned to support company objectives and address the immediate needs of the Credit Review Manager.
• Assists the Credit Review Manager with long-term forecasting, annual planning, and approval of quarterly risk assessments.
• Supports the training and development of Credit Review Officers by identifying individual and team training needs, scheduling appropriate credit review, regulatory, and professional development opportunities, and tracking training progress.
• Enhances, updates, and maintains Credit Review procedures.
• Assists in compiling and preparing summary information for presentation to various bank-level and holding company boards.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

KNOWLEDGE, SKILLS AND ABILITIES

• Demonstrates strong verbal and written communication skills.
• Able to work independently and collaboratively within a team environment.
• Exhibits analytical thinking, sound decision-making, and effective problem-solving abilities.
• Proficient in Microsoft Office applications (Word, Excel, Outlook, PowerPoint) and various banking systems.

EDUCATION AND / OR EXPERIENCE

• Bachelor's Degree in a related field required
• 7-9 years experience in credit review, commercial lending, credit department and / or equivalent combination of education and experience required
• Banking and / or financial services experience preferred

LICENSES AND CERTIFICATIONS

• Must complete adequate CPE to maintain certifications required

PHYSICAL DEMANDS AND WORKING ENVIRONMENT

The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

• Dexterity of hands / fingers to operate computer keyboard and mouse - Frequently
• Sitting - Frequently
• Standing - Occasionally
• Noise Level - Moderate
• Typical Work hours - M-F (8-5)
• Regular and Predictable Attendance - Required
• Local and in-state travel, and occasional out-of-state travel, may be required. Must possess a valid driver's license at time of hire.

COMPENSATION & BENEFITS

We offer a competitive total compensation package including base salary and benefits. The anticipated pay range for this position is $107,910 to $178,090 per year (in CO & WA) and depends on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills and experience, education, and geographic location. Additionally, this role is eligible to receive annual discretionary cash and stock bonuses. Benefits available for this position include, but are not limited to, medical, dental, vision, short-term and long-term disability benefits and life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays. Please note this information is provided for those hired in Colorado and Washington only, and this role is open to candidates outside of Colorado and Washington with compensation that aligns with your location. For more information regarding our benefits, please visit https : / / www.firstinterstatebank.com / company / about / employee-benefits.php

• If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.