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Final Expense Life Insurance Telesales Agent (1099 | Commission Only)
Final Expense Life Insurance Telesales Agent (1099 | Commission Only)Lumis Financial Group • Denton, Texas, USA
Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

Lumis Financial Group • Denton, Texas, USA
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  • [job_card.full_time]
  • [job_card.part_time]
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Final Expense Life Insurance Telesales Agent (1099 Commission Only)

This is a business opportunity not a traditional job.

We are seeking driven disciplined individuals who want to build a high-income life insurance business in the Final Expense market. This is a 100% commission 1099 broker role for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.

If you are looking for hourly pay part-time work or a side hustle this role is not a fit.

What Youll Be Selling

Final Expense Life Insurance

Phone-based (telesales) model

Helping families protect loved ones from end-of-life expenses with dignity and care

Licensing Requirements

Agents must be licensed in 6 states

If not currently licensed we provide guidance and support for completing state-mandatory pre-licensing courses

Licensing and appointment timelines must be met promptly

Compensation Structure

100% commission

1099 independent contractor

No salary no hourly pay

Unlimited earning potential

Average earnings (new non-experienced agents) :

$4000 $8000 per month

High performers (trained and consistent) :

$20000 per month

Earnings are based on earned income not APV

Carriers Youll Work With

Youll have access to multiple top-tier A rated carriers including :

Mutual of Omaha

Foresters

Royal Neighbors

AIG / Corebridge

And other highly respected national carriers

Requirements

Leads & Investment

Agents purchase their own leads through our proven lead generation system

This system provides access to high-intent A leads

This role requires a financial investment in leads licensing and business setup

We teach you how to work the system profitably but ownership and responsibility stay with you.

Who Were Looking For

This opportunity is ideal for individuals who have :

Strong critical thinking and problem-solving skills

A high work ethic and personal accountability

A deep desire for financial growth and independence

Coachability and the ability to follow proven systems

Emotional maturity and professionalism when working with families

Commitment Expectations

Full-time only

No part-time side gigs or divided focus

Willingness to treat this as a real business not a temporary role

Benefits

Why This Opportunity

Proven systems and structured training

Access to high-quality carriers and lead sources

Clear income path for motivated producers

True ownership over your schedule income and growth

If youre ready to buildnot clock inand youre willing to invest in your future wed love to connect.

Serious applicants only.

Required Skills :

What You Need Computer and reliable internet connection (required). Strong technology skills and ability to learn new systems quickly. No prior experience requiredwe value coachability and willingness to learn. Must be a self-starter motivated and able to work independently. Excellent communication and time-management skills.

Key Skills

Sales Experience,Time Management,Marketing,Customer Service,Communication skills,Retail Sales,Business Management,Outside Sales,Telemarketing,Insurance Sales,Medicare,Phone Etiquette

Employment Type : Full Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 132678 - 132678

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Final Expense Life Insurance Telesales Agent 1099 Commission Only • Denton, Texas, USA

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