Mortgage Processor II

Job Description

Job Description

Job Title : Mortgage Processor II

Location : New York

Hire Type : Contingent

Pay Range : $22.00 / hour

Work Type : Full-time

Work Model : Remote

Work Schedule : Monday – Friday, 8am – 5pm

Recruiter Contact : Natalie Dunn, natalie@marykraft.com

Nature & Scope : Positional Overview

The Imagine Group is recruiting for a Mortgage Processor II on behalf of our client, a leading financial institution headquartered in New York , serving individuals, businesses, and communities across the eastern United States. Known for its strong regional presence, commitment to community engagement, and focus on long-term customer relationships, the organization offers a stable and collaborative work environment with opportunities for growth.

In this role, you will be responsible for processing conventional and government loan requests based on product, underwriting, and state specific and investor guidelines.

Role & Responsibility :

Tasks That Will Lead to Your Success

• Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience.
• Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e. : Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.
• Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
• Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met.
• Work closely with underwriting to quickly resolve any issues or concerns.
• Perform other administrative duties supporting the origination department including but not limited to : preparing and mailing commitment letters, title and homeowners insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists.
• Ensures adherence to all regulatory requirements and guidelines.
• Strong analytical background to evaluate changes required to all regulatory documents.
• Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.
• Identify risk-related issues needing escalation to management.
• Promote an environment that supports diversity and reflects brand.
• Maintain internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities :

Skills & Experience

Qualifications That Will Help You Thrive

EDUCATION AND EXPERIENCE REQUIRED :

EDUCATION AND EXPERIENCE PREFERRED :