Associate Commercial Credit Analyst

A well-capitalized, relationship-driven community bank is seeking an Associate Credit Analyst to join its Risk Management team. This is an entry-level opportunity ideal for an early-career professional who wants to build a strong foundation in commercial credit and underwriting.

This role provides hands-on training and direct mentorship from senior credit leadership while offering exposure to commercial, real estate, agricultural, and consumer lending.

What You’ll Do

• Analyze financial statements, tax returns, cash flow, and credit reports
• Prepare financial spreads, ratio analysis, and cash flow models
• Develop clear, well-written credit presentations outlining strengths, risks, and mitigants
• Evaluate collateral and calculate loan-to-value ratios
• Recommend credit risk ratings in accordance with loan policy
• Partner with lenders while maintaining independent credit judgment
• Document policy exceptions and prior-to-close conditions
• Assist with annual loan reviews, portfolio monitoring, and audit support
• Participate as a non-voting member of loan committee meetings
• Support compliance with internal policies and regulatory requirements

What We’re Looking For

Technical Skills

Work Environment

Compensation & Benefits

This is a confidential search. Employer details will be shared during the interview process.

To apply or inquire confidentially :

crystal.fryers@gogpac.com

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.