Risk Compliance Officer II
The Risk Compliance Officer II is an intermediate role responsible for providing practical regulatory guidance to business partners and supporting the bank's Compliance Risk Management Program. This associate interprets applicable laws and regulations, assesses the design and effectiveness of internal controls, identifies and helps remediate issues, and contributes to governance reporting and regulatory exam readiness. The role partners closely with first line business associates, Legal, Operational Risk, Internal Audit, and external regulators to safeguard our clients, strengthen the control environment, and support safe and sound growth.
Essential duties and responsibilities include:
- Interpret and apply federal and state regulatory requirements
- Provide clear, actionable guidance to first line associates on control design, disclosures, marketing, complaints, and client communications
- Support regulatory change management activities
- Contribute to the annual compliance risk assessment
- Help define and track key risk indicators and metrics
- Draft and maintain compliance policies/standards or procedure requirements
- Develop and deliver targeted training and job aids to first-line associates and other stakeholders
- Escalate material issues and emerging risks promptly with recommended risk-mitigating actions
- Support compliance reviews of third parties in partnership with vendor management
- Analyze client complaint trends to detect potential UDAAP or control issues and recommend corrective actions
- Build strong partnerships with line management, Legal, Operational Risk, and Internal Audit; provide credible challenge and influence outcomes
Qualifications to perform this job successfully include:
- Bachelor (4-year college) degree
- 2-5 years of banking experience or equivalent combination of education and experience
- Previous experience in risk management, internal audit, compliance, or control testing preferred
- Professional certification preferred (e.g., CRCM or equivalent)
- Familiarity with relevant banking regulations (e.g., FRB, CFPB, FDIC) and control frameworks preferred
- Strong analytical skills and attention to detail
- Excellent written and verbal communication abilities
- Proficiency in MS Office Suite; experience with audit or risk management software is a plus
About Us: First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities, and associates unlock their full potential with capital and counsel. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services.
Benefit highlights include:
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities