Principal Product Manager - Horizon Initiatives

Job Description

Job Description

About Caribou

At Caribou, we care about giving people financial freedom so they can focus on what's most important to them. Today, less than two percent of Americans refinance their auto loans despite drastic increases in the cost of new and used cars. We see huge potential to help folks reduce their monthly auto expenses, as well as increase the predictability of those expenses over time. We do this by building technology to pair customers with community banks and credit unions, and ushering them through the process quickly. On average, our drivers save $151 / month on their car loans while protecting their investment long term.

Caribou is led by leaders from the technology, automotive, and finance industries. We're proud to be backed by a great team of investors, including QED Investors, Goldman Sachs, Moderne Ventures, Accomplice, Link Ventures, Motley Fool Ventures and others.

Mission

As we work to help consumers achieve financial freedom, the Principal Product Manager (PM) will work focus on Horizontal Initiatives such as unlocking Sub Prime, Pricing, Smart Offers etc. They will work with other domain PMs across the Funnel and Operation and drive their roadmaps to deliver on Horizontal efforts.

The Principal PM acts with a general manager mindset —crafting vision, managing the roadmap, and leading execution. This role requires deep user empathy, strong cross-functional collaboration, and a focus on measurable impact.

Outcomes for Principal PMs Connect Product to Company Strategy

• Establish a clear, outcome-oriented product vision aligned to company goals.
• Maintain a product operating rhythm with a multi-quarter roadmap balancing fast iteration with long-term value.

Deliver High-Impact Products

Lead Scalable Experimentation & Optimization

Role Specific Outcomes

Expand lender participation across the credit spectrum. Optimize routing, prequal logic, and decision-engine infrastructure. Partner deeply with the Lending team to maximize fund rates.

Optimize lender bounty, cross-sell pricing, and attachment. Identify backend improvements that increase revenue while maintaining a strong user experience.

Competencies Caribou Values

Role-Based Skills

Experience

8+ years in product management roles, preferably in technology-driven companies.

How we will take care of you

Everyone at Caribou is a valued team member. Our compensation and benefits package includes :

Our Core Values

We come from all walks of life and are joined together by our shared values, which guide our work and how we work together.

Caribou is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, pregnancy status, marital status, military or protected veteran status, genetics, or any other characteristic protected by law. This position is not restricted solely to the responsibilities listed above, and the scope and responsibilities are subject to change. A pre-employment background check is required as a condition of employment.

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