Talent.com
Head of Credit
Head of CreditPrime Financial Technologies • San Francisco, CA, United States
Head of Credit

Head of Credit

Prime Financial Technologies • San Francisco, CA, United States
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Head of Credit – Prime Financial Technologies

Join to apply for the Head of Credit role at Prime Financial Technologies.

About Prime

Prime Financial Technologies is a software company with a mission to accelerate small businesses. We harness advanced data science in credit decisioning to simplify and accelerate credit distribution to small and medium‑sized businesses. Operating at the cutting edge of Embedded Finance and Ecosystem Lending, our focus is on embedded lending, where sophisticated data analytics sharpen the accuracy of pre‑qualification and underwriting processes and deliver customized financial solutions to businesses. Our integrations are designed for marketplace and SaaS platforms, ensuring a seamless transaction experience for merchants and new diversified revenue streams for platforms. Investors include Capital One and NEA.

Location

This role is available in the Bay Area or NYC.

Time Zone Requirements

The team operates in both East and West Coast time zones.

Travel Requirements

Regular onsite collaboration sessions occur several consecutive days per month at either the Bay Area or NYC office. Travel expenses for these meetups are covered by Prime.

How You’ll Make an Impact

As Head of Credit, you will shape our credit strategy and risk‑management framework. You will lead efforts to develop, implement, and oversee credit policies and procedures that balance risk and reward, ensuring portfolio health and sustainability. Your leadership will drive our mission to empower SMBs with accessible, responsible, and tailored financing solutions through a data‑forward approach to decision‑making.

Key Responsibilities

  • Lead product‑team collaboration with Engineering and Data Science to innovate and implement credit products across multiple industry sectors that meet evolving SMB needs.
  • Manage relationships with balance sheet partners, investors, regulatory bodies, and other stakeholders, communicating credit performance and risk‑management strategies effectively.
  • Develop and refine the company’s credit risk‑management strategy and policies in alignment with business objectives.
  • Lead the credit risk assessment framework, incorporating advanced data analytics and machine learning models to enhance decision‑making and risk prediction.
  • Oversee the entire credit lifecycle, ensuring optimal performance and management of the loan portfolio, from origination through servicing to collections.
  • Provide leadership and direction to the credit and risk‑management teams, fostering a culture of continuous improvement and data‑driven decision‑making.
  • Stay abreast of industry trends, regulatory changes, and technological advancements that can impact our credit risk framework and lending products.
  • Commit to integrating our core values of Win the Day, Get out of the Building, Embrace the Unknown, and Excellence as a Habit in all aspects of your daily responsibilities.

Qualifications

  • 10+ years of experience in credit risk management, with a significant portion in the fintech sector and / or SMB lending.
  • Proven track record of developing and managing credit policies and risk assessment models, preferably with exposure to data‑science‑driven environments.
  • Strong leadership skills, with the ability to inspire and manage a high‑performing team in a fast‑paced startup environment.
  • Deep understanding of regulatory compliance and reporting requirements relevant to fintech and lending industries.
  • Exceptional analytical and problem‑solving skills, with a data‑forward thinking approach.
  • Ability to thrive in a roll‑up‑your‑sleeves dynamic startup environment.
  • Excellent communication and stakeholder‑management abilities.
  • Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field; advanced degrees or certifications in risk management are a plus.

    • What You’ll Love

  • Competitive salary and equity grants
  • Top‑tier medical, dental, and vision insurance
  • Life insurance and disability benefits
  • Personal development, technology, and ergonomic budgets
  • 401(k) matching
  • Unlimited PTO, work‑from‑home flexibility, and parental leave
  • Transparent company culture and proactive communication via weekly All‑Hands, Lunch & Learns, and monthly Founder AMAs
  • Senior team of experienced professionals highly motivated to solve tough problems and ship remarkable products

    • Seniority Level

  • Executive

    • Employment Type

  • Full‑time

    • Job Function

  • Finance & Sales

    • Industries

  • Software Development

    • #J-18808-Ljbffr

    [job_alerts.create_a_job]

    Head Of Credit • San Francisco, CA, United States

    [internal_linking.similar_jobs]
    Head of Fraud & Risk

    Head of Fraud & Risk

    Poshmark • Redwood City, CA, United States
    [job_card.full_time]
    Join to apply for the Head of Fraud & Risk role at Poshmark.Confidence can sometimes hold us back from applying for a job. Here’s a secret : there's no such thing as a "perfect" candidate.Poshmark is...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Head of Sales

    Head of Sales

    Ascend • San Francisco, CA, United States
    [job_card.full_time]
    Ascend is transforming the $10 trillion global insurance industry by combining AI automation with embedded fintech.GDP, outdated financial infrastructure like PDFs, emails, and manual reconciliatio...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Relationship Banker I

    Relationship Banker I

    Cathay Bank - Headquarters • Richmond, CA, United States
    [job_card.full_time]
    Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success....[show_more]
    [last_updated.last_updated_30] • [promoted]
    Head of Consumer Banking

    Head of Consumer Banking

    Credit Karma • Oakland, CA, US
    [job_card.full_time]
    Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 140 million members globally. While we're best known for pioneering free credit scores, o...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Head of Procurement

    Head of Procurement

    Scale AI, Inc. • San Francisco, CA, United States
    [job_card.full_time]
    Scale AI is seeking a highly motivated Head of Procurement to join our growing finance team who can take ownership of all systems and processes as it relates to all aspects of vendor management, co...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Assistant Vice Chancellor and Chief of Staff (0555U), Finance Immediate Office - 82545

    Assistant Vice Chancellor and Chief of Staff (0555U), Finance Immediate Office - 82545

    InsideHigherEd • Berkeley, California, United States
    [job_card.full_time]
    Assistant Vice Chancellor and Chief of Staff (0555U), Finance Immediate Office - 82545.At the University of California, Berkeley, we are dedicated to fostering a community where everyone feels welc...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Head of Sales

    Head of Sales

    Runautomat • San Francisco, CA, United States
    [job_card.full_time]
    Automat was founded by a diverse group of creative technologists from teams like Google's Creative Lab, and Samsung’s innovation Think Tank Team. We envision a future where intelligent agents stream...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Head of Finance

    Head of Finance

    Request • San Francisco, CA, United States
    [job_card.full_time]
    At the Celo Foundation, we support various partners across the Celo Ecosystem including cLabs, the team working on the open source platform Celo, whose mission is to build a financial system that c...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Credit Strategy Director

    Credit Strategy Director

    Varo Money, Inc. • San Francisco, CA, United States
    [job_card.full_time]
    Varo is an entirely new kind of bank.All digital, mission‑driven, FDIC‑insured and designed for the way our customers live their lives. Varo Bank, the first all‑digital national bank, is seeking a c...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Head of Care Services

    Head of Care Services

    Color Health • Burlingame, CA, United States
    [job_card.full_time]
    Color Health is revolutionizing cancer care with the nation's first Virtual Cancer Clinic, delivering high-quality, physician-led multidisciplinary care across all 50 states.Our innovative, guideli...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Head of Carrier Product

    Head of Carrier Product

    FleetWorks • San Francisco, CA, United States
    [job_card.full_time]
    Every year, companies spend over a trillion dollars moving freight across the U.S - yet the system for matching trucks with jobs is still slow, manual, and fragmented. We’re building voice agents th...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Head of Business Operations, Voleon Securities

    Head of Business Operations, Voleon Securities

    The Voleon Group • Berkeley, CA, US
    [job_card.full_time]
    Voleon Securities, a new business within the Voleon Group, provides liquidity in securities markets.We apply state-of-the-art AI / ML techniques to construct our market-making strategies.For more tha...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Chief Credit Officer

    Chief Credit Officer

    MRINetwork Jobs • San Francisco, CA, US
    [job_card.full_time]
    Excellent opportunity for an EVP / Chief Credit Officer with a very successful regional financial institution.The Chief Credit Officer is the senior manager responsible for maintaining and setting lo...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Head of Sales

    Head of Sales

    Parallel Domain • San Francisco, CA, United States
    [job_card.full_time]
    At Parallel Domain, we believe that autonomous systems – from self-driving cars to contactless delivery drones – have the opportunity to drastically improve the quality of life for billions of peop...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Head of Support, AMER

    Head of Support, AMER

    Notion • San Francisco, CA, United States
    [job_card.full_time]
    Get AI-powered advice on this job and more exclusive features.Notion helps you build beautiful tools for your life’s work. In today's world of endless apps and tabs, Notion provides one place for te...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Remote Finance Director - AI Trainer ($50-$60 / hour)

    Data Annotation • Berkeley, California
    [filters.remote]
    [job_card.full_time] +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Head of Operations, Retail Funds

    Head of Operations, Retail Funds

    AngelList • San Francisco, CA, US
    [job_card.full_time]
    Opening Retail Access to Venture.Innovation builds the future and creates opportunity.Yet everyday investors remain locked out. We’re here to change that.For decades, only a select few well-co...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Associate - PhD

    Associate - PhD

    Cornerstone Research • Menlo Park, CA, United States
    [job_card.full_time]
    US-CA-San Francisco and Silicon Valley | US-MA-Boston | BE-Brussels | US-IL-Chicago | UK-London | US-CA-Los Angeles | US-NY-New York | US-DC-Washington. Cornerstone Research provides economic and fi...[show_more]
    [last_updated.last_updated_30] • [promoted]