Senior Software engineer (Furnishing Platform)

Senior Software Engineer (Furnishing Platform)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We are looking for a highly motivated Software Engineer in our Furnishing Platform team to build scalable systems and data pipelines to power our consumer credit reporting. You will partner closely with our Product, Compliance, Servicing, and Credit teams to design robust reporting systems. The systems you will work on are vital for delivering accurate and timely data from Affirm's financial product portfolio to Consumer Reporting Agencies.

Affirm is growing fast and we want you to enable us to scale our products to 10x and beyond through building world-class systems which enable Affirm in its mission to provide honest financial products which improve lives.

We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It's going to be an amazing ride! What You'll Do

• Own and deliver strategic outcomes : Drive the definition and delivery of quarterly and long-term goals, ensuring your team's work ladders up to company-wide objectives. Lead engineers through ambiguity and open-ended problems, providing clarity and direction.
• Shape architecture and technical strategy : Influence the design of large-scale data and backend systems across multiple teams. Ensure that solutions are scalable, extensible, and aligned with broader engineering standards.
• Collaborate cross-functionally : Partner with product, analytics, and design to define data-driven solutions. Anticipate risks, articulate trade-offs, and ensure technical decisions support long-term product and business needs.
• Champion operational excellence : Ensure high availability and reliability of data pipelines and services by establishing strong monitoring, alerting, and recovery practices. Drive improvements that reduce system fragility and operational burden.
• Mentor and grow talent : Guide engineers within and beyond your team through mentorship, code / design reviews, and technical leadership. Set high standards for engineering practices and foster a culture of ownership and continuous learning.
• Scale impact beyond your team : Author technical proposals, share best practices via documentation and tech talks, and advocate for improvements that raise the bar for the broader data engineering community.
• On-Call Rotation : This role requires participation in an on-call rotation.

What We Look For

Strong communication : Excellent verbal and written skills that enable you to influence technical and product decisions across a global engineering org.

Compensation & Benefits

Base Pay Grade - N

Equity Grade - Spain 4

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year : 85,000 - 115,000

Additional benefits include :

Location - Remote Spain

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include :

We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.