Product Owner

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Shape the Future of Community Banking Technology
This Isn't Just Another Product Role
Somewhere in rural Texas, a bank president is trying to figure out how to offer the same mobile experience as Chase while running a team of twelve people. In small-town Oklahoma, a compliance officer is buried in manual processes that eat up hours she could spend actually helping customers. Across America, community banks are fighting to survive against giants with unlimited tech budgets.

That's where you come in.

At IBT Apps, we build the technology that levels the playing field. Our core banking solutions, digital platforms, and payment systems power community banks across the US, and we're about to change the game with IBT ONE, our unified platform launching in February 2026. We need a Product Owner who doesn't just manage backlogs but genuinely cares about building something that matters.

Why This Moment Matters
We're not a startup chasing product-market fit. We're not a legacy vendor coasting on maintenance contracts. We're a company at an inflection point, transforming how we deliver value to the banks that trust us with their technology.

IBT ONE represents a fundamental shift: instead of piecing together separate solutions, our clients will get a unified, subscription-based platform that grows with them. You'll be joining at the exact moment when your decisions will shape what this becomes.

This is the kind of opportunity where you can point to something three years from now and say, "I built that."


What You'll Actually Do
You'll own the product vision for your area and make it real. That means:
Spending real time with bankers to understand what's actually slowing them down (not what they think they want, but what they actually need)
Translating messy, complex banking workflows into clean product requirements that developers can build against
Making tough prioritization calls when everything feels urgent (because in banking, it usually does)
Shepherding features from napkin sketch to production release, then measuring whether they actually moved the needle
Being the person who can explain a technical constraint to a frustrated banker and a regulatory requirement to a confused developer, all in the same afternoon
Keeping an eye on what competitors are doing and making sure we stay ahead of the curve

You won't be a ticket-taker. You'll be a strategic partner to leadership, a champion for our clients, and the person who makes sure we're building the right things in the right order.

Who You Are
You've spent time in banking. Maybe you worked at a bank, maybe you sold to them, maybe you implemented software for them. Either way, you know the difference between a wire and an ACH, you understand why compliance isn't optional, and you've seen firsthand how technology can either save a banker's day or ruin it.

You're a translator. You can sit in a room with a 30-year banking veteran and a 25-year-old developer and make sure they both walk out understanding each other. You write user stories that are actually useful, not just checkboxes.

You're comfortable with ambiguity. You don't need someone to hand you a perfect spec. You can wade into a murky problem, ask the right questions, and emerge with clarity.

You care about the outcome, not the credit. You want to ship things that work. You'd rather have a successful product than a fancy title.

The Specifics
What we're looking for:
5+ years in banking, fintech, or financial services (operations, compliance, technology, or implementation)
3+ years as a Product Owner, Product Manager, or Business Analyst
Track record of writing clear requirements and working effectively with development teams
Strong communication skills (you'll be presenting to clients, executives, and engineers)
Ability to juggle competing priorities without losing your mind

Bonus points for:
Experience specifically with community banks (under $500M in assets)
Hands-on experience with core banking systems, digital banking, or payments
Background in software implementation or professional services

What You Get
A seat at the table during a transformative period in the company's history
Work that genuinely helps community banks compete and survive
A team that values substance over politics
Remote flexibility (Texas-based is a plus, but not required)
Competitive compensation and benefits
The chance to build something you're proud of

If this sounds like the kind of challenge you've been looking for, we'd love to hear from you.

This is a remote position.