Job Description
Job Description
Description : Responsibilities :
- Perform a pre-closing quality control review of delegated Conventional, FHA, USDA, and VA loans
- Review the data integrity between Encompass, the Automated Underwriting System feedback certificates, and the loan documentation
- Review file to ensure applicant’s identity, employment, income, assets, and all AUS required conditions are documented in the loan file
- Ensure collateral documents are valid and free of repairs
- Perform a review on each file to verify processing and underwriting adherence to GSE, Agency and compliance requirements
- Complete a final compliance check through Mavent
Core Competencies :
Strong eye for detail – commitment to excellenceAbility to work well under pressurePositive Attitude and willingness to help othersSelf-motivated with a strong desire to learnRequirements : Qualifications :
Education / Certification
High School degree or equivalent. 4-year college degree preferredRequired Experience :
Three years of experience in mortgage loan processing and one or more in a mortgage underwriting position preferredSkills / Abilities :
Excellent oral and written communication skillsAbility to work independently and with minimal supervisionAbility to multi-taskOrganized and detail-orientedStrong understanding of state and federal mortgage origination compliance regulations (TILA, FCRA, HMDA, AML, etc.)