Talent.com
Credit Analyst
Credit AnalystGPAC • Saint Louis, MO, US
Credit Analyst

Credit Analyst

GPAC • Saint Louis, MO, US
[job_card.30_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Credit Analyst

Credit Analysis goes beyond crunching numbers and utilizing spreadsheets. Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients' needs. This is an opportunity to start your career path in banking with the flexibility to steer your career towards lending or more complex credit responsibilities.

Credit Analyst Qualifications :

  • Bachelor's degree in finance, accounting, or a related field
  • 1+ years experience in a bank as a Credit or Financial Analyst preferred

Credit Analyst Responsibilities :

  • Analyze and risk rate credit lines requiring the Loan Committee to review and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.
  • Assist the Credit Analyst Manager and / or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
  • Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
  • Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
  • In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.
  • Attend the bank's Loan Committee meetings where credit lines are presented to the Loan Committee for final approval, recommended action, and classification.
  • As required, perform services and projects for affiliate banks including compiling Board reports, coordinating the review of loan files, and testing loan underwriting guidelines.
  • Attend loan department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the loan department.
  • Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training
  • This opportunity includes an excellent compensation and benefits package. This bank prides itself on retaining employees and has one of the best tenure backgrounds in the area.

    I partner with companies all over Missouri and work with other GPAC recruiters in the U.S. to place qualified candidates with strong companies. To be considered for this position and others, please apply with a resume. With any more questions or inquiries, email Nash Wergin at nash.wergin@gogpac.com.

    All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

    [job_alerts.create_a_job]

    Credit Analyst • Saint Louis, MO, US

    [internal_linking.similar_jobs]
    Credit / Collection Analyst

    Credit / Collection Analyst

    Negwer Materials • St. Louis, MO, USA
    [job_card.full_time]
    [filters_job_card.quick_apply]
    The Credit / Collection Analyst manages all credit and collection-related activities for assigned customers / locations.Contact, collect and notate all past due accounts on a weekly basis.Establishing ...[show_more]
    [last_updated.last_updated_30]
    CDL-A Independent Contractor

    CDL-A Independent Contractor

    Wel Companies Inc • Godfrey, IL, US
    [job_card.full_time]
    CDL-A Independent Contractors : Keep your wheels turning and earning pulling steady refrigerated freight!.There’s nothing better for a CDL-A Independent Contractor than knowing you have a stro...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    CDL-A Flatbed Lease Purchase Driver in Alton, IL

    CDL-A Flatbed Lease Purchase Driver in Alton, IL

    AllTruckJobs • Alton, IL, US
    [job_card.full_time]
    CDL-A Flatbed Independent Contractor Truck Drivers – Owner Operators and Lease Purchase Program!.CRST The Transportation Solution Inc. CDL-A truck drivers the opportunity to take control of their ca...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Business Systems Analyst (Surgical / Procedural Focus)

    Business Systems Analyst (Surgical / Procedural Focus)

    SPECTRAFORCE • Saint Louis, MO, US
    [job_card.full_time]
    Job Title : Business Systems Analyst.The Clinical Analyst / Business Analyst ensures clinical data quality and interoperability, serving as a subject matter expert and providing technology solutions.B...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    Credit Analyst

    Credit Analyst

    United Community Bank • Alton, IL, US
    [job_card.full_time]
    Liberty Bank a United Community Bank is in search of a Credit Analyst.This position is responsible for gathering and analyzing credit information on current and potential borrowers for diversified ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Restaurant Delivery - Receive 100% of Customer Tips

    Restaurant Delivery - Receive 100% of Customer Tips

    DoorDash • Jerseyville, IL, United States
    [job_card.full_time] +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Actuarial Analyst III, Pricing

    Actuarial Analyst III, Pricing

    Safety National • St. Louis, MO, United States
    [job_card.full_time]
    At Safety National, we don't just offer jobs - we build careers with purpose! Since 1942, we've been an industry leader, valuing integrity, teamwork, and stability while providing competitive rewar...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Credit Analyst

    Credit Analyst

    Midland States Bank Careers • Maryland Heights, Missouri, United States
    [job_card.full_time]
    At Midland, we’re proud to be a little different.You can see it in our bright orange signs-but there’s more to it than that. With our heartfelt and personalized approach, we’re focused on meeting ev...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted] • [new]
    CreditCollections Analyst

    CreditCollections Analyst

    EBS Recruiters • Ferguson, Missouri, USA
    [job_card.full_time]
    The Credit / Collections Analyst is responsible for managing all credit and collection activities for assigned customers or locations. This role ensures timely payments assesses credit risk and suppor...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Remote Investment Analyst – AI Trainer ($50-$60 / hour)

    Data Annotation • St. Louis, Missouri
    [filters.remote]
    [job_card.full_time] +1
    We are looking for a finance professional to join our team to train AI models.You will measure the progress of these AI chatbots, evaluate their logic, and solve problems to improve the quality of ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Everie Egg Donor Role

    Everie Egg Donor Role

    Everie • Jerseyville, IL, United States
    [job_card.full_time] +1
    Generous compensation : $9,000-$15,000 for first-time donors, with potential.Comprehensive medical care from top fertility specialists. Support and guidance from the Everie team.As an Everie Egg Dono...[show_more]
    [last_updated.last_updated_1_day] • [promoted]
    Commercial Dock & Door Service Technician

    Commercial Dock & Door Service Technician

    Kodiak Equipment Services • Barnhart, MO, US
    [job_card.full_time]
    At Kodiak, you're not just taking on a job, you're becoming part of a team that thrives on grit, grace, and growth.We've built our reputation on overcoming challenges, navigating econom...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Credit Analyst

    Credit Analyst

    Midland States Bank • Maryland Heights, Missouri, United States, 63043
    [job_card.full_time]
    At Midland, we’re proud to be a little different.You can see it in our bright orange signs-but there’s more to it than that. With our heartfelt and personalized approach, we’re focused on meeting ev...[show_more]
    [last_updated.last_updated_variable_hours] • [new]
    CDL-A Drivers : Top Pay, Consistent Routes, Elite Fleet

    CDL-A Drivers : Top Pay, Consistent Routes, Elite Fleet

    Marten Transport • Alton, IL
    [job_card.full_time]
    Earn Top Pay and Choose Your Home Time!.Apply Now or Call to Speak to a Recruiter!.We re proud to be recognized as an Elite Fleet by the Truckload Carriers Association for offering a best-in-class ...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Cost of Care Analyst

    Cost of Care Analyst

    Elevance Health • St. Louis, Missouri, USA
    [job_card.full_time]
    This role requires associates to be in-office 1 - 2 days per week fostering collaboration and connectivity while providing flexibility to support productivity and work-life balance.This approach co...[show_more]
    [last_updated.last_updated_1_day] • [promoted]
    Senior Risk Adjustment Coding Compliance Analyst (Clinical)

    Senior Risk Adjustment Coding Compliance Analyst (Clinical)

    Centene • Saint Louis, MO, US
    [job_card.full_time] +1
    You could be the one who changes everything for our 28 million members.Centene is transforming the health of our communities, one person at a time. As a diversified, national organization, you&rsquo...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Part Time Registered Behavior Technician

    Part Time Registered Behavior Technician

    Aba Squad Inc • Barnhart, MO, US
    [job_card.full_time] +1
    Registered Behavior Technician (RBT) Barnhart.Opportunity to earn more over time with performance pay and bonuses.SignOn Bonus : $200 with training certificate. $500 if certified.Paid training, cert...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Field Representative

    Field Representative

    RDSolutions formerly RetailData • Jerseyville, IL, US
    [job_card.part_time]
    The retail industry continues to see unprecedented dynamics as it pivots to a true omni-channel shopping experience.Informed retailers are succeeding, and RDSolutions is providing them with the con...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]