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Credit Analyst
Credit AnalystVillage Capital & Investment • USA
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Credit Analyst

Credit Analyst

Village Capital & Investment • USA
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Job Title : Credit Analyst

Location : Remote

Job Type : Full Time

Company : Village Capital & Investment LLC

Introduction :

Village Capital is a well-established, nationwide mortgage lender and servicer headquartered in Henderson, Nevada. We are dedicated to delivering a fast, efficient, and high-quality mortgage experience for our customers and business partners. Specializing in FHA, VA, and USDA loan programs , we work closely with loan originators, brokers, and correspondents to offer competitive rates and flexible terms tailored to our clients' needs.

Position Summary :

We're looking for a Credit Analyst to join our team and handle the initial underwrite of loan files. This role is key in ensuring accuracy, compliance, and a smooth flow through the underwriting process.

Key Responsibilities :

  • Perform the initial underwrite of mortgage loan files.
  • Review credit documentation for completeness and accuracy.
  • Identify missing or incorrect information and communicate with team members to resolve.
  • Ensure files meet compliance and company standards before moving forward.
  • Collaborate with processors, underwriters, and other departments to maintain workflow efficiency.
  • Track and document all findings clearly and consistently.

Basic Qualifications :

  • Strong attention to detail and ability to review documentation thoroughly.
  • Solid organizational skills with the ability to manage multiple files at once.
  • Excellent written and verbal communication skills.
  • Comfortable working independently in a remote environment .
  • Proficiency with standard computer tools (Microsoft Office, Google Workspace, etc.).
  • Encompass experience preferred.
  • Specific Qualifications :

  • Prior experience in mortgage processing or underwriting.
  • Knowledge of Encompass or other mortgage loan origination systems.
  • Understanding of mortgage compliance, loan documentation, and investor guidelines.
  • 1-2 years of experience in the mortgage industry or related financial services field.
  • Benefits :

  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance
  • In Summary :

    If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!

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