Underwriter

Underwriter

Join one of the top 20 auto finance companies in the industry and grow with us! We offer in-house promotions, great benefits, work-life balance, and job stability. Would you like to work for a rewarding company that encourages their employees to learn and develop? Then partner with Lobel!

Lobel Financial is a full-spectrum auto financing solution that specializes in the acquisition and servicing of prime to sub-prime motor vehicle retail installment contracts. We are head quartered in Southern California and have branch offices coast-to-coast.

Position Summary

The Underwriter is responsible for reviewing loan packages to ensure all aspects of the underwriting process has been properly completed and that it adheres to company policies and procedures. The Underwriter reviews the information on the loan application, contract and other documents to determine if the loan applicant meets the loan requirements before it's funded.

Other duties include, interacting with dealers, customers, field representatives, and a variety of other outside entities. The successful candidate provides a high level of customer service and promotes that culture through training, guidance and staff motivation. This position also acts as a liaison between dealers and customers.

Basic Responsibilities

• Review and verify the loan package
• Review credit reports, calculate income, examine book valuations
• Ensure stipulations and documentation are in order and valid before submitting the loan package for funding.
• Communicate with dealers and branch team.
• Develop and maintain strong customer service with customers and dealerships
• Understand and follow the policies and procedures in place

Skills & Qualifications

• Have some experience reading credit reports
• Attention to detail and work well in fast paced environment
• Have a positive attitude and be customer service oriented
• Organizational skills
• Ability to use office equipment
• High School Diploma required

Company Benefits

• 401K with company match
• Medical, dental and vision
• Optional life insurance
• Paid holidays
• Paid vacation and sick days

Lobel Financial is an equal opportunity employer. No agencies please!