Risk Analytics Sr Analyst

Risk Analytics Sr Analyst

At Citizens, we're more than a bank! Here, you'll experience new things, create new opportunities, think beyond your role and make an impact!

The Risk Analytics Sr Analyst will provide support to the Business Banking Credit Analytics team. The candidate will help ensure a comprehensive and compliant Credit Risk framework is effectively implemented, maintained, and communicated to stakeholders through utilization of efficient and varied delivery approaches.

The candidate will work with a wide range of internal stakeholders, including business line leadership, first- and second-line credit risk management, credit assurance functions, as well as internal support teams to manage key credit risk policy and control related-matters. Further, the candidate will support the BAU activities of the Business Banking Credit Analytics team and supporting continuous improvement therein.

The candidate will :

• Understand and own the business banking credit risk implementation framework. Coordinate with multiple partners (business line, technology, credit risk) to identify systems and process that may be impacted by credit policy changes. Translate and communicate policy changes into procedures, flow diagrams, and financial calculations.
• Coordinate and perform post implementation testing of policy changes. Identify issues and propose solutions.
• Coordinate the Annual Review of Credit Policy Attributes
• Coordinate Credit Bureau Vendor Management, to include performance monitoring / scorecards, operational meetings, identify and communicate operational issues, maintain project / initiative list, lead process improvement initiatives, monitor usage and invoices.
• Partner with business line and regulatory to understand their analytics needs; consult with IT and data teams to determine data source, and work with colleagues to ensure consistency of our approach with established standards.
• Actively engage in or support focused projects and initiatives, within and across Business Banking and engaging with external partners / stakeholders, including preparation of credit policy proposal.
• Provide support for internal audits and assessments, and external and regulatory exams, including the collection of responsive materials and tracking of requests, engagement with Central Risk and testing functions.
• Prepare and present management report covering findings and identify trends / items of note, as needed.
• Support strategic solutions, when required, and provide timely remediation of data issues through effective root cause analysis.
• Other ad hoc projects.

Qualifications :

Education / Certification :

Hours and Work Schedule : 4 days in the office 1 remote

Hours per Week : 40