Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

Job Description

Job Description

Final Expense Life Insurance Telesales Agent (1099 | Commission Only)

This is a business opportunity , not a traditional job.

We are seeking driven, disciplined individuals who want to build a high-income life insurance business in the Final Expense market. This is a 100% commission, 1099 broker role for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.

If you are looking for hourly pay, part-time work, or a “side hustle,” this role is not a fit.

What You’ll Be Selling

Final Expense Life Insurance

Phone-based (telesales) model

Helping families protect loved ones from end-of-life expenses with dignity and care

Licensing Requirements

Agents must be licensed in 6 states

If not currently licensed, we provide guidance and support for completing state-mandatory pre-licensing courses

Licensing and appointment timelines must be met promptly

Compensation Structure

100% commission

1099 independent contractor

No salary, no hourly pay

Unlimited earning potential

Average earnings (new, non-experienced agents) :

$4,000 – $8,000 per month

High performers (trained and consistent) :

$20,000+ per month

Earnings are based on earned income , not APV

Carriers You’ll Work With

You’ll have access to multiple top-tier, A+ rated carriers , including :

Mutual of Omaha

Foresters

Royal Neighbors

AIG / Corebridge

And other highly respected national carriers

RequirementsLeads & Investment

Agents purchase their own leads through our proven lead generation system

This system provides access to high-intent “A” leads

This role requires a financial investment in leads, licensing, and business setup

We teach you how to work the system profitably , but ownership and responsibility stay with you.

Who We’re Looking For

This opportunity is ideal for individuals who have :

Strong critical thinking and problem-solving skills

A high work ethic and personal accountability

A deep desire for financial growth and independence

Coachability and the ability to follow proven systems

Emotional maturity and professionalism when working with families

Commitment Expectations

Full-time only

No part-time, side gigs, or divided focus

Willingness to treat this as a real business , not a temporary role

BenefitsWhy This Opportunity

Proven systems and structured training

Access to high-quality carriers and lead sources

Clear income path for motivated producers

True ownership over your schedule, income, and growth

If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.

Serious applicants only.