Credit Products Specialized Industries Product Specialist

Job Title : Credit Products Specialized Industries Product Specialist

At Regions, the Credit Products Specialized Industries Product Specialist is a client-facing role, partnering directly with coverage on the extension of credit products transactions to meet clients' needs. This individual serves as part of the first line of defense, with the coverage team, in identifying and mitigating risk in existing and proposed credit products transactions. The individual will work directly with teammates in Credit Products, Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents. This individual will provide subject matter expertise and manage the overall delivery of credit products to assigned clients.

Primary Responsibilities

• Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity
• Able to add value directly to client and coverage in articulating Regions' underwriting methods, processes and risk appetite for specific credit products
• Maintains market knowledge of loan pricing and structural trends to match client needs with Regions' credit product solutions
• Calls jointly on clients with coverage bankers to understand clients' needs and specific risks to client business
• Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities of credit products
• Leads the credit process on identified credit product opportunities. Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients
• Serves as the primary contact with Credit Risk
• Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements
• Serves as a mentor / coach to team members, specifically Credit Products Associates assigned to managed clients

Requirements

Skills and Competencies

Position Type Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include : experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

Job Range Target :

Minimum : $143,129.33 USD

Median : $176,767.50 USD

Incentive Pay Plans : This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals. Opportunity to participate in the Long Term Incentive Plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time.

Location Details : Charlotte Uptown

Location : Charlotte, North Carolina

Equal Opportunity Employer / including Disabled / Veterans