Consumer Credit Analyst

Consumer Credit Analyst

HOPE Overview

HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; leverages resources; and engages in advocacy that strengthens the financial health of people in under-resourced Deep South communities. Since 1994, these efforts have benefited more than three million people in Alabama, Arkansas, Louisiana, Mississippi and Tennessee, and influenced billions in persistent poverty communities across the nation.

Title : Consumer Credit Analyst

Department : Consumer Lending

Reports To : VP Consumer Lending

Supervises : N / A

Job Classification : Full-time, Exempt

Location : Jackson, MS

The Consumer Credit Analyst is responsible for timely risk analysis and packaging of new consumer and small business loan requests. The position will also provide portfolio review and analysis for assigned requests for the small business portfolio.

Responsibilities :

• Leads and supports Strengthening HOPE Initiative that values an organizational culture for open communication, innovation, associate engagement and other traits that contribute to collaboration and high performance.
• Work with consumer lending and small business lending staff to assess risk of new credit requests and develop strategies to mitigate identified risk.
• Package and present consumer and small business loan requests.
• Support branch staff in preparing all real estate documents including preliminary and closing documents.
• Adhere to departmental policies and procedures. Provide recommendations to manager on suggested updates.
• Assist loan operations with the review, maintenance, and post-closing documentation of loan files, including tracking exceptions and securing follow-up information.
• Provide general administrative support, including meeting participation, report preparation, and special projects.
• Other duties as assigned.

Qualifications : Required

Preferred

Key Competencies & Skills :

Work Environment :

Comprehensive Benefits Package :

Hope Enterprise Corporation does not participate in or engage in any form of visa sponsorship, including employment-based visa applications or extensions (e.g., H-1B, TN, O-1, OPT, STEM OPT, etc.). Candidates must be legally authorized to work in the United States at the time of application and throughout the duration of employment.

We are an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.