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Senior Collections Representative - Total Loss
Senior Collections Representative - Total LossJM Family • Mobile, AL, US
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Senior Collections Representative - Total Loss

Senior Collections Representative - Total Loss

JM Family • Mobile, AL, US
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Senior Collections Representative Total Loss

The Senior Collections Representative Total Loss plays a critical role in managing customer accounts impacted by total loss situations, with a primary focus on clearing liens and ensuring compliance with repossession and FDCPA guidelines. This position requires strong communication skills, attention to detail, and the ability to thrive in a high-volume, dynamic environment while delivering a great customer experience.

Key Responsibilities

  • Assist customers through inbound and outbound calls to resolve account needs and inquiries.
  • Prepare professional correspondence and accurately document all interactions in electronic systems.
  • Respond promptly to management and client requests, ensuring timely and accurate follow-up.
  • Adhere to repossession and FDCPA policies and procedures in all account handling.
  • Utilize outside vendors and internal resources to manage accounts effectively.
  • Create positive customer experiences that drive satisfaction and retention.
  • Collaborate in a team environment to achieve departmental and company objectives.
  • Maintain assertive, clear, and concise oral and written communication.
  • Operate efficiently in a high-volume setting with minimal supervision.

Key Qualifications

  • Strong verbal and written communication skills with a professional, courteous approach.
  • Proficiency with PCs and 10-key typing; ability to prepare accurate documentation.
  • Knowledge of repossession processes and FDCPA compliance.
  • Ability to multitask and work independently in a dynamic setting.
  • Flexible schedule availability, including hybrid work options.
  • Prior experience in backend collections or customer service preferred.
  • Bilingual skills are a plus
  • JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard to age, race, religion, color, gender, sex (including pregnancy, childbirth and related medical conditions), sexual orientation, gender identity, gender expression, mental or physical disability, national origin, marital status, citizenship, military status, genetic information, veteran status, or any other characteristic protected by federal, state, provincial, or local law.

    If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family's Talent Acquisition department at talentacquisition@jmfamily.com for assistance.

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