FIA Benefits Representative (MO)

Job Description

Job Description

Insurance Benefits Representative (1099, Independent Contractor) – Retirement Solutions Focus

Locations : NC, IL, MO, OH | Compensation : Commission + Bonuses | Schedule : Self-Managed, Full-Time Commitment

About AMBA

For over 65 years, AMBA has proudly served retired public servants by offering access to supplemental insurance benefits they may not receive through traditional retirement plans. We partner with 450+ associations across all 50 states and Canada — representing over 44 million members, including educators, first responders, veterans, healthcare workers, trade professionals, and more.

In Missouri, AMBA is the exclusive endorsed provider for the Missouri Retired Teachers Association , Missouri State Teachers Association , and Missouri Association of Secondary School Principals , giving direct access to their members and communities.

Why Join AMBA

Work with Pre-Qualified Members – Association endorsements provide a steady flow of engaged clients.

Grow in Retirement Planning – Specialize in Fixed Indexed Annuities, Life, and Long Term Care sales while also offering a full suite of supplemental health and protection products.

Educational Approach – Deliver one-on-one consultations, seminars, and workshops to pre-retirees and retirees.

Support to Succeed – Comprehensive training, mentorship, and proven marketing systems.

Uncapped Earning Potential – Commission, bonuses, and incentive trips with long-term vesting.

What You’ll Do

Conduct one-on-one consultations and lead educational seminars and workshops designed to engage pre-retirees and retirees.

Help members protect income, grow assets, and secure their legacy.

Cross-sell additional benefits (health, supplemental) to round out coverage.

Manage your practice with the freedom of independent contractor status, supported by AMBA’s systems and reputation.

Who Thrives Here

Retirement-minded professionals with a background or interest in annuities, life, or financial services.

Licensed (or willing to obtain) in Life & Health Insurance.

Entrepreneurial, self-motivated, and committed to helping members achieve retirement security.

Compensation & Perks

Performance-based commissions with advanced payouts and lifetime vesting

No income cap — average first-year earnings of $70K–$90K, with top agents earning $100K+

Monthly bonuses and travel incentives to top destinations

Lifetime vesting and career growth in a rapidly expanding organization.

Ongoing sales training, onboarding, and mentorship

Apply today to become a 1099 Benefits Representative with AMBA, where you’ll help members achieve retirement peace of mind through Fixed Indexed Annuities, Life, and a complete suite of protection products!