Commercial Portfolio Manager I

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

Commercial Portfolio Manager supports the portfolio growth of assigned loan officer(s) by managing clients through the various stages of the lending process. Provides ongoing monitoring of assigned portfolios to ensure asset quality and customer service standards are met. The Commercial Portfolio Manager allows the assigned loan officers to dedicate more time to sales efforts and business development. Key responsibilities of the position include screening, structuring, underwriting, and monitoring commercial relationships while adhering to the standards and policies set by the bank.

Essential Duties and Responsibilities

• Performs initial screening and underwriting of new lending opportunities developed by the commercial lender.
• Prepares memorandum and facilitates the initial underwriting of new transactions and / or renewals.
• Works directly with other internal departments including commercial credit analysts, appraisal services group and loan administration.
• Ensures adherence to credit policy, guidelines and regulatory requirements.
• Assists in the lending and sales process by accompanying the lenders on customer and prospect calls when necessary.
• Responsible for ongoing portfolio review of past dues, exceptions and maturing loan reports.Reports past dues to officer or makes contact to collect paymentWorks with officer to collect items needed for renewal processingMakes appropriate recommendations for these accountsReports deteriorating credit situations to officer
• Ensures funding of construction loan disbursements in accordance with bank policy. Works closely with borrower, title companies and other third parties to ensure accurate disbursements with ongoing monitoring and record keeping.
• Participates in evaluating risk rating and makes revision recommendations.
• Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
• Performs other duties and responsibilities as assigned.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required.

Other

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.

Skills Training :

Equal Employment Opportunity Information : Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications.