Consumer Loan Processor

BECU Consumer Loan Processor

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

The target pay range for this position is $26.35-$32.12 hourly. The full pay range is $21.65-$38.03 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

Because people helping people starts with supporting you :

• 401(k) company match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, dental, and vision (family contributions as well)
• PTO program + exchange program
• Tuition reimbursement program
• BECU Cares volunteer time off + donation match

Impact You'll Make :

As a Consumer Loan Processor, you'll be at the heart of helping members achieve their financial goals. You'll use your expertise to guide loans smoothly from application to fundingensuring every detail is accurate, compliant, and aligned with the high-quality service BECU is known for. Your role empowers you to deliver meaningful support, remove barriers for members, and create a lending experience that feels seamless, efficient, and human. Your knowledge, attention to detail, and dedication to service will directly shape how members experience BECU.

This role is hybrid and requires 3 days onsite at Tukwila, WA office.

What You'll Do :

Lending Expertise & Compliance :

Use your thorough understanding of loan policies, lending practices, and regulatory requirements to ensure every loan is processed accurately and in compliance.

Underwriting Coordination :

Partner with members, branch teams, and underwriters to clear underwriting conditions and help secure timely final approvals.

Application Validation :

Review loan applications to make sure they're complete, properly scored in the Loan Origination System, and fully accurate before closing.

Vendor Collaboration :

Work professionally with external vendors to resolve collateral conditions and keep loan applications moving forward.

Document Review & Analysis :

Evaluate income verification, insurance documents, titles, purchase orders, and other materials to determine creditworthiness and collateral acceptability.

Loan Funding & Closing Preparation :

Complete funding and disbursements while preparing all necessary loan documents for member signatures.

Queue & Inbox Management :

Monitor multiple processing queues and email inboxes to maintain service-level standards and ensure timely follow-up.

Multi-Loan Workflow Handling :

Manage several loans simultaneously in a fast-paced environment, while responding to calls and questions with confidence.

Member & Partner Communication :

Communicate with members, Marine Title companies, and dealers to finalize terms and schedule signing appointments.

Post-Closing Review :

Confirm that all documents are executed correctly and closing conditions are satisfied after loan completion.

Pricing & Product Knowledge :

Maintain comprehensive knowledge of BECU's loan products, pricing structures, forms, and required documentation.

Quality Control & Risk Management :

Ensure all documentation is complete, collateral is properly secured, and loans meet BECU's standards and best interests.

Loan Product Assessment :

Evaluate BECU loan products to provide appropriate alternatives that best meet member needs.

Member Experience Advocacy :

Deliver prompt, professional, and courteous serviceresolving concerns with empathy and thoughtful follow-through.

Cross-Department Insight :

Understand how Credit Union departments work together to support the Consumer Loan process.

Other Duties as Assigned :

Adapt to evolving needs and support additional responsibilities as required.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

What You'll Gain :

Qualifications :

Minimum Qualifications :

Desired Qualifications :

Join the Journey

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don't just fill a role, but fuel the growth and success of BECU? This is more than a job it's a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let's achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney

EEO Statement :

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.