Credit Analyst - Exposure Management

GreatAmerica Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, our principle-centered business philosophy and our team-based operating approach are key to our success and growth.

We Are Looking to Add a Key Member to Our Credit Team!

The Exposure Management Credit Analyst will be responsible for facilitating credit approval on end users where exposure levels are above the teams' levels or limits set by the Business Units and Credit Vice Presidents. They will monitor exposure levels and establish credit limits for end users that have recurrent business with GreatAmerica. The Exposure Management Credit Analyst will utilize all appropriate information to make an educated credit decision, balancing risk against policy, while reinforcing positive relationships with GreatAmerica customers.

As a Credit Analyst - Exposure Management you will :

• Perform duties and responsibilities as set out in their corresponding level of credit and policy authority
• Identify recurring end users to proactively establish credit limits to streamline approval processes, either through lines of credit and / or High Exposure Reviews
• Review recommendations made by business unit team credit analysts and make determination to grant credit approval
• Track performance of high exposure end users and update records and / or documentation as warranted
• Make informed decisions by analysis of financial statements, tax returns, industry data and equipment / collateral data
• As needed, work with Large Transaction Analysts to make educated and appropriate credit decisions on transactions and / or exposures above levels as set by the Business Unites and Credit Vice Presidents
• Assist with portfolio purchase credit review or other ad hoc credit processes as needed
• Maintain high-level knowledge of customer programs within all business units
• Mentor and coach less experienced credit personnel
• Monitor outside market conditions and trends in relationship to GreatAmerica's credit approach and portfolio

To be successful in this role you will need :

Education

Experience

Skills and Abilities

Computer Skills

Other Requirements :

Must possess excellent analytical ability, capability to process information quickly to reach appropriate decisions, desire to learn, and good interpersonal skills to work with internal and external customers at all levels

Sharing rewards is an integral part of our culture. We believe in the value of hard work and reward our employees beyond the paycheck. Our total rewards package is based on eligibility and includes :

Financial Benefits

Health, Wellbeing, and Family Planning Benefits

Education and Career Planning Benefits

Perks

If your experience aligns closely, please apply. We value diverse backgrounds and adding new perspectives. We encourage you to apply if you can make a strong impact in this role at www.greatamerica.com / careers.

Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.