Talent.com
SBA Banker III
SBA Banker IIISeacoast National Bank • Oklahoma City, OK, United States
SBA Banker III

SBA Banker III

Seacoast National Bank • Oklahoma City, OK, United States
[job_card.variable_days_ago]
[job_preview.job_type]
  • [job_card.full_time]
[job_card.job_description]

Description

Location : Flexibility within the United States

JOB SUMMARY :

The Small Business Administration (SBA) Banker III is responsible for leading business development with a primary focus on SBA lending while maintaining market leadership presence in the local community. The SBA Banker is responsible for soliciting and servicing prospective clients producing SBA 7a and 504 as well as generating and managing a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals. Consistently gains the confidence and trust of others through honesty, integrity, and authenticity.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

Business Development

  • Quickly establish a consistent SBA business development cadence in the marketplace which includes but is not limited to :
  • Call Planning and Follow-Up
  • Client Retention Calls
  • New Client Prospecting
  • Outbound Telephone Calling Efforts
  • Networking Events
  • Maintain and expand a mature Center of Influence (COI) base of community and business leaders, leveraging them to gain additional business through referrals.
  • Responsible for sales, credit analysis, proper loan structuring (SBA loan packaging and submission), client interviewing and perceptive character judgment.
  • Source and build new business relationships.

Credit Acumen

  • Complete understanding of all business credit facilities including, but not limited to :
  • Structuring proper terms and product based on business need, useful life and business growth.
  • Basic understanding of business and personal financial statements and tax returns to identify credit worthiness and identifying risk potential.
  • Ability to identify short- and long-term credit facility needs based on business sales cycle, type of business, growth plans, and business strategy.
  • Educates prospective clients about the Bank's underwriting guidelines, SBA programs and all applicable government regulations.
  • Coordinates with attorney, loan closer and other involved staff to assure timely loan closing and funding activities.
  • Able to balance business needs with customer requests while managing potential risk to the bank.
  • Adheres to Seacoast Bank's Code of Conduct.
  • Acts as a mentor to junior level SBA Lenders within Seacoast Bank.
  • Adheres to policy & procedure of Seacoast Bank and must comply with BSA / AML / OFAC regulations and guidelines. Accept loan applications and the collection all required applicant information while following Fair Lending performance standards and ensuring fair and equal treatment to all applicants. Practices ethical sales behaviors in accordance with the Associate Code of Conduct and Sales Practices Policy, acting in the best interest of the applicant and their credit needs. Proactively helps to resolve customer concerns in a timely, professional, and positive manner, escalating issues to the next level of authority as needed.
  • EDUCATION and / or EXPERIENCE :

  • High School Diploma or equivalent required.
  • College degree in a financial related discipline preferred.
  • 5+ years of directly related SBA experience preferred.
  • 10+ years in business development and / or financial services experience required.
  • Demonstrate excellent communication (written and verbal) and interpersonal skills.
  • PC Proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    #LI-PF1

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    [job_alerts.create_a_job]

    Banker • Oklahoma City, OK, United States

    [internal_linking.related_jobs]
    CDL A Flatbed Truck Drivers

    CDL A Flatbed Truck Drivers

    J.D & Billy Hines Trucking, Inc. • Dibble, OK, US
    [job_card.full_time]
    At HTI, we understand that drivers are the foundation of our operation.That is why we strive to take better care of our drivers than anyone else in the industry. At HTI drivers are not just a number...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Sr. Cash Auditor

    Sr. Cash Auditor

    Loves Travel Stops & Country Store • Oklahoma City, OK, United States
    [job_card.full_time]
    We are looking for an experienced Sr.Cash Auditor to ensure the accuracy of assigned stores cash over / short amounts by making timely and valid adjustments. Working with stores and internal departmen...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Personal Banker I

    Personal Banker I

    UMB Financial Corporation • Oklahoma City, OK, United States
    [job_card.full_time]
    UMB are experts at building customer relationships and recommending and selling products and services.Personal Bankers use their product knowledge and every interaction to identify needs and offer ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Relationship Banker I

    Relationship Banker I

    First United Bank • Oklahoma City, OK, US
    [job_card.full_time]
    We have a great team of friendly, talented and inspiring people at First United.As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their p...[show_more]
    [last_updated.last_updated_30] • [promoted]
    SBA Business Development Officer II

    SBA Business Development Officer II

    Busey Bank • Oklahoma City, Oklahoma, United States
    [job_card.full_time]
    The SBA Business Development Officer II is responsible for developing, managing, and maintaining borrowing relationships related to SBA 7(a) lending. This position is responsible for the development...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Remote Options Trader Job in Oklahoma City, OK | Full Time

    Remote Options Trader Job in Oklahoma City, OK | Full Time

    Maverick Trading • Oklahoma City, OK, USA
    [filters.remote]
    [job_card.full_time]
    Remote Options Trader at Maverick Trading.Maverick Trading, a 26-year old proprietary trading firm is looking to hire experienced and entry-level equity and equity and option traders.We are a globa...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Internal Audit - SOX Senior Manager

    Internal Audit - SOX Senior Manager

    Coinbase • Oklahoma City, Oklahoma, United States
    [filters.remote]
    [job_card.full_time]
    Ready to be pushed beyond what you think you’re capable of?.At Coinbase, our mission is to increase economic freedom in the world. It’s a massive, ambitious opportunity that demands the best of us, ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Housekeeper I

    Housekeeper I

    Oklahoma Heart Hospital • Oklahoma City, OK, United States
    [job_card.full_time]
    Join Our Team at Oklahoma Heart Hospital (OHH).At OHH, we believe that patient care is truly at the heart of everything we do. Our dedicated team members are involved in every step of our patients' ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Remote Equity / Option Trader

    Remote Equity / Option Trader

    Maverick Currencies • Oklahoma City, OK
    [filters.remote]
    [job_card.full_time] +1
    Top-ranked proprietary trading firm, Maverick Currencies, is searching for entrepreneurially-minded, profit-driven people to be trained in the art and science of proprietary trading in its online c...[show_more]
    [last_updated.last_updated_30] • [promoted]
    MSO II

    MSO II

    FAA Credit Union • Oklahoma City, OK, United States
    [job_card.full_time]
    Structured Compensation - Job Description.Provide a single source of excellent service to serve our members with their financial needs. Proactively cross sells credit union products and services wit...[show_more]
    [last_updated.last_updated_variable_hours] • [promoted]
    Personal Banker I

    Personal Banker I

    UMB Bank • Oklahoma City, OK, United States
    [job_card.full_time]
    UMB are experts at building customer relationships and recommending and selling products and services.Personal Bankers use their product knowledge and every interaction to identify needs and offer ...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Universal Teller I

    Universal Teller I

    International Bank of Commerce • Oklahoma City, OK, United States
    [job_card.full_time]
    IBC Bank successes are the result of an aggressive and innovative attitude.The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and commu...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Restaurant Delivery - Onboarding / Onboard

    Restaurant Delivery - Onboarding / Onboard

    DoorDash • Lindsay, OK, United States
    [job_card.full_time] +1
    DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day. As a Dasher, you’ll stay busy with a variety o...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Universal Teller I

    Universal Teller I

    IBC Bank • Lindsay, OK, US
    [job_card.full_time]
    IBC Bank successes are the result of an aggressive and innovative attitude.The Bank's "We Do More" philosophy reflects its dedication to the growth and success of its employees, customers and commu...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    SBA Loan Closer

    SBA Loan Closer

    Provide • Oklahoma City, OK, US
    [job_card.full_time]
    Powered by Fifth Third Bank, Provide empowers entrepreneurs to build their legacies.As the leader in tech-enabled financial services for aspiring and established small business owners, Provide offe...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Remote Options Trader Job in Oklahoma City, OK | Part Time

    Remote Options Trader Job in Oklahoma City, OK | Part Time

    Maverick Trading • Oklahoma City, OK, USA
    [filters.remote]
    [job_card.part_time]
    Remote Options Trader at Maverick Trading.Maverick Trading, a 26-year old proprietary trading firm is looking to hire experienced and entry-level equity and equity and option traders.We are a globa...[show_more]
    [last_updated.last_updated_30] • [promoted]
    Bilingual Universal Banker

    Bilingual Universal Banker

    BancFirst • Oklahoma City, OK, United States
    [job_card.full_time]
    N May Ave, Oklahoma City, OK 73120.Full Time : M-F, Saturdays as scheduled.This role is an excellent opportunity for an individual who likes working with customers to help recommend products and ser...[show_more]
    [last_updated.last_updated_variable_days] • [promoted]
    Personal Banker Associate - Oklahoma City (22nd & May)

    Personal Banker Associate - Oklahoma City (22nd & May)

    MidFirst Bank • Oklahoma City, OK, United States
    [job_card.full_time]
    The Personal Banker Associate has responsibilities as both a Teller and a Personal Banker.The Personal Banker Associate must efficiently process a variety of customer transactions, generate busines...[show_more]
    [last_updated.last_updated_30] • [promoted]