SBLU Credit Underwriter I

SBLU Credit Underwriter I

Job ID

2025-14888

Job Locations

US-GA-Atlanta | US-TN-Nashville | US-TN-Memphis | US-MS-Tupelo | US-AL-Birmingham | US-AL-Mobile

Overview

The SBLU Credit Underwriter I provides fundamental commercial credit and financial analysis support to Renasant Bank's Small Business Lending Unit (SBLU) credit risk management responsibilities.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

Responsibilities

Analyze noncomplex SBLU credits with loan amounts typically less than $100M

• Develop credit information for use by the SBLU in making lending decisions on new, renewal and prospective loans by :

Review and analyze all pertinent credit and financial information including business and personal financial statements, business and personal tax returns and business and personal credit reports to determine credit worthiness of borrowers and guarantors

Qualifications

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and / or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and / or processes may be modified to reasonably accommodate persons with a disability as required by law.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.