VP-Credit Portfolio Officer (Strategic Initiatives & Analytics)-Hybrid

Credit Portfolio Officer

The Credit Portfolio Officer is a senior-level position responsible for leading activities including credit review, credit approvals, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Responsibilities :

• Develop framework for portfolio risk assessment including evaluation of credit and financial performance across varied lending products and industry segments
• Analyze the credit portfolio to identify inherent risks, including credit, market, operational, and compliance risks.
• Quantify potential risk exposures using established methodologies, models, and stress testing techniques.
• Stay abreast of industry trends, regulatory changes, and emerging risks that could impact the portfolio.
• Track risk exposures against established limits, tolerances, and risk appetite.
• Monitor portfolio performance and identify early warning signs of credit deterioration or breaches of risk appetite.
• Prepare regular reports on portfolio risk profile, key risk drivers, and emerging trends for senior management.
• Implement and maintain effective risk controls in accordance with policies, procedures, and regulatory requirements.
• Participate in the development and implementation of new risk mitigation strategies and controls.
• Escalate control breaches and potential risk events to appropriate stakeholders promptly.
• Contribute to the preparation of accurate and timely risk reports for internal and external stakeholders, including regulators.
• Clearly articulate risk exposures, trends, and mitigation strategies in written and verbal communications.
• Participate in internal and external audits and regulatory examinations, providing requested information and insights.

Qualifications :

Skills :

Knowledge / Experience :

Education :

Job Family Group : Risk Management

Job Family :

Portfolio Credit Risk Management

Time Type : Full time

Primary Location :

Wilmington Delaware United States

Primary Location Full Time Salary Range :

$114,720.00 - $172,080.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including : medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills :

Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills :

For complementary skills, please see above and / or contact the recruiter.

Anticipated Posting Close Date :

Jun 25, 2025

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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