Principal Associate, Data Scientist - US Card (BC&P Fraud)

Principal Associate, Data Scientist – US Card (BC&P Fraud)

Join to apply for the Principal Associate, Data Scientist – US Card (BC&P Fraud) role at Capital One.

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Team Description

The Business Cards and Payments Fraud Modeling team is responsible for protecting this critical business segment from fraud. This role serves as a key model developer with a technical, hands‑on focus on this specific portfolio. The core responsibility is to dive deep into data to design, build, and implement new features that capture emerging fraud patterns. This work directly enhances the team’s modeling capabilities and safeguards our Business Cards and Payments customers.

Role Description

In this role, you will :

• Partner with a cross‑functional team of data scientists, software engineers, and product managers to deliver a product customers love.
• Leverage a broad stack of technologies — Python, Conda, AWS, H2O, Spark, and more — to reveal the insights hidden within huge volumes of numeric and textual data.
• Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation.
• Flex your interpersonal skills to translate the complexity of your work into tangible business goals.

The Ideal Candidate is :

Basic Qualifications

Preferred Qualifications

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full‑time annual salaries for this role are listed below, by location. Salaries are solely for candidates hired in each location and refer to the amount Capital One is willing to pay at the time of this posting.

This role is also eligible to earn performance‑based incentive compensation, which may include cash bonuses and / or long‑term incentives.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability / vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.

Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

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