Sr. Credit Analyst

JOB DESCRIPTION

Location Address:

2500 Windy Ridge Parkway, Atlanta, Georgia 30339

Work Shift:

Salary Exempt (United States of America)The Sr. Credit Analyst is primarily responsible for assessing the creditworthiness of new and existing customers to determine the risk of extending credit. This role is responsible for identifying and analyzing potential credit risks using D&B and customer financial data, including industry-specific risks, market conditions, and economic factors. Also assists in determining appropriate credit limits for customers based on their financial strength and the company's risk tolerance.

• Models Altium’s Guiding Principles in everyday interactions with coworkers and internal and external customers.
• Safely completing all job duties in compliance with the company’s policies and procedures
• Provides excellent customer service to both internal and external customers, ensuring that issues are resolved in a prompt and professional manner.
• Contributing to the development and implementation of credit policies and procedures
• Preparing and presenting credit reports to management, providing updates on key risk areas, and communicating with other stakeholders
• Ensuring compliance with credit regulations and internal policies, and assisting with audit requests as needed
• Other duties as assigned

Skills and Qualifications

• Strong financial analysis skills, including the ability to interpret financial statements, calculate ratios, and identify trends
• A thorough understanding of credit risk, including the factors that influence creditworthiness and the tools used for risk assessment
• Excellent written and verbal communication skills to effectively communicate with clients, management, and other stakeholders
• The ability to build and maintain strong relationships with clients and internal colleagues
• Strong problem-solving and decision-making skills to resolve credit-related issues and make informed recommendations
• A good understanding of the industry and market conditions that may impact a client's creditworthiness
• A solid understanding of accounting principles, financial statements, and credit risk management

Educational Background:

• Bachelor's degree in finance, accounting, business administration, or a related field.
• Relevant professional certifications, such as CBA (Credit Business Associate), CBF (Credit Business Fellow), or CCE (Certified Credit Executive), or other relevant industry certification

Altium Packaging, Our Culture Differentiates Us!

We incorporate our Guiding Principles into all aspects and at all levels of the organization and use them as a framework for decision-making. We believe our Guiding Principles foster a culture of excellence that benefits both employees and customers.

Our Guiding Principles

• Act with Integrity & in Compliance
• Drive Value Creation
• Be Disciplined Entrepreneurs
• Focus on the Customer
• Act with Humility
• Treat others with Dignity and Respect
• Seeking Fulfillment in your Work

We Believe in Rewarding our Most Important Resource – Our People!

We show our commitment to Total Rewards by providing a competitive, comprehensive benefits package. In addition to medical, dental and vision plans, company holidays and vacation days, tuition reimbursement, learning and training opportunities, bonus potential, and a 401(k) plan with company contributions, Altium Packaging locations offer rewards and recognition programs and opportunities to make a difference in the community.