Deposit Relationship Manager San Francisco, CA

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools training and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associates unique experiences background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities families and businesses (small mid-sized and large) CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for Best Bank and Best Commercial Bank from the readers of San Diego Union-Tribune and Orange County Register. Additionally as a division of Zions Bancorporation the bank has collected multiple Greenwich Excellence Awards for Overall Client Satisfaction in Small Business & Middle Market Excellence Awards.

We are seeking a seasoned Depository Relationship Manager to join our Bay Area Commercial Banking team . This role is responsible for originating and managing a portfolio of accounts while cultivating new client relationships and expanding existing ones. The ideal candidate will possess deep expertise in Treasury and Depository Services and Commercial Banking strategies with a strong focus on business development and client retention.

Key Responsibilities

• Proactively identify and pursue new Commercial Banking opportunities with a focus on expanding Treasury and Depository Service relationships.
• Build and maintain strong relationships with business clients COIs and industry professionals.
• Promote and cross-sell Treasury Management Deposit products and other Commercial services.
• Evaluate Financial and Account Analysis statements credit histories and other relevant client information.
• Structure and negotiate pricing terms and covenants.
• Prepare comprehensive approval request memos and present recommendations to appropriate approval committees.
• Monitor customer performance and ensure compliance with covenants and regulatory guidelines.
• Conduct regular reviews with clients to assess evolving financial needs.
• Identify and mitigate potential risks or early signs of deterioration.
• Ensure all documentation meets internal and external regulatory standards.
• Stay current with banking laws industry regulations and best practices.
• Collaborate with PMs other RMs Business Partners Credit Analysts and compliance teams as required.

Qualifications

Benefits

Key Skills

Territory Management

Employment Type : Full Time

Experience : years

Vacancy : 1

Monthly Salary Salary : 175 - 215

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