Life Insurance Specialist - Central Michigan Territory

Field Life Agent

It's a great time to join AAA The Auto Club Group!

Join the team committed to driving your career forward.

Job Type : Full time

Exempt / Non Exempt : Hourly

Job Description : $5,000 Sign-On Bonus

Payment Terms : $2500 paid after 30 days of employment, $2500 paid after 90 days of employment.

Join America's most trusted brand with over 100 years of service

How We Reward Our Employees

Unlimited Income Potential

• Average Earnings $75,000 - $100,000 (base plus commissions)

Pay Structure

Unlimited leads, at no cost

Elevated tiered commissions for the first 12 months

Annual base pay $25,000 (non-exempt, eligible for overtime)

ACG offers excellent and comprehensive benefits packages :

Medical, dental and vision benefits

401k Match

Paid parental leave and adoption assistance

Paid time off (PTO), company paid holidays, CEO days, and floating holidays

Paid volunteer day annually

Tuition assistance program, professional certification reimbursement program and other professional development opportunities

AAA Membership

Discounts, perks, and rewards and much more

Why Choose AAA The Auto Club Group (ACG)

Lead generation of 14+ million members

Access to unlimited walk-in traffic and referrals

Online lead generation

Annual Sales Incentive Trip

A Day in the Life of a Field Life Agent

The Auto Club Group is seeking a Field Life Agent who will customarily and regularly be engaged in outside sales activities away from their assigned AAA branch. You will be challenged to drive new business with competitive products and help retain The Auto Club Groups 14+ million members.

Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.

Thorough knowledge of various product features and marketing and sales techniques, achieve established sales goals.

Develop leads and prospects for new accounts through various marketing activities (outbound / inbound phone calls, mailings, referrals, networking, website, seminars, etc.)

Prepare proposals, and close sales of Life, Health, Annuity, Membership, and Financial Services products.

Complete appropriate applications, forms and follow internal processing procedures to ensure transactions are handled in accordance with company policies and practices.

Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities.

Assist Underwriting and Brokerage Departments in satisfying requirements.

Respond to customer inquiries and problems and ensure sound sales practices are used.

Prepare reports documenting prospecting and sales activities, maintain specified production standards and persistency levels for all required products.

What It's Like to Work for The Auto Club Group

Serve our members by making their satisfaction our highest priority

Do what's right by sustaining an open, honest and ethical work environment

Lead in everything we do by offering best-in-class products, benefits and services

ACG values our employees by seeking the best talent, rewarding high performance and holding ourselves accountable

We Are Looking For Candidates Who

Possession of valid State Life Sales licenses

Ability to take and pass LUTC or CLU coursework

Maintain Life and Health licenses required to sell products

Possession of a valid State driver's license

Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and / or servicing Auto Club Group Membership products

Education

High School diploma or equivalent

Work Experience

Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products

Experience selling intangible products

Successful Candidates Will Possess :

Strong working knowledge of Life Insurance and Annuity products and services

Ability to listen to and analyze customer needs and make recommendations to customers that best fit customers' needs and to promote a positive Member experience.

Effectively communicate complex information with prospective clients in a clear manner

Ability to prepare proposals and conduct closing interviews to sell Life and Annuity products.

Assessing and reflecting customer insurance requirements consistent with company standards when writing policies

Ability to perform mathematical calculations to determine premiums and values of Life insurance and financial products

Ability to build and maintain strong relationships with customers

Prospecting and developing new sales opportunities and meeting production requirements

Ability to work collaboratively with all team members to attain business goals.

Strong communication skills with others in the Branch to keep partners and branch management informed on sales and the disposition of any partner generated leads

Understands and can articulate to customers the tax and legal impacts the products have on Members

Strong organization, planning, time management and administrative skills

Representing Auto Club Life in a professional and positive manner

Safely operating a motor vehicle to travel to various locations to attend meetings or community events

Proficient writing skills to compose routine correspondence

Working independently with minimal supervision

Good PC skills including working knowledge of word processing, spreadsheet, presentation, and email.

Work Environment

Works in a temperature-controlled office environment.

Limited travel required for community events, with exposure to road hazards and temperature extremes

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life's journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you'll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.