Centralized Lending Funding Associate

About Us

Kitsap Credit Union is a not-for-profit, member-owned financial cooperative with more than 300 employees and 14 branches throughout Western Washington. We have a passion for making a positive difference. As a $2 + billion-asset credit union, we are deeply committed to our members’ financial wellbeing and the prosperity and quality of life in the communities we serve. We are proud to be led by individuals with the experience and skills to drive our organization towards our goals for strategic growth and operational excellence. Our KCU Cares Foundation program focuses on providing resources and support for those struggling with homelessness or hunger and improving the financial well-being of the people in our communities. And beyond monetary efforts, we have provided thousands of hours in staff volunteerism and in-kind support.

At Kitsap Credit Union, our success is built on trust-based relationships and personalized service. We understand our employees are key to our success. They provide the personalized service to our members and contribute to the communities where we live. We are committed to providing a supportive, mission-driven, and inclusive culture where employees can grow their careers. To learn more, visit kitsapcu.org.

About the Role

Kitsap Credit Union is in search of a Centralized Lending Funding Associate. The Centralized Lending Funding Specialist is responsible for guiding members through the final stages of their consumer loan application process, including signature loans / lines of credit, auto loans, personal loans, and credit cards. This role ensures all required documentation is completed accurately and efficiently, validates contract details, identifies cross-sell opportunities, and presents final loan options to members. The Specialist prepares and sends final documents for signature, reviews signed documents for quality control, and books and funds loans to the core system.

Quick Facts

Reports to : Director, Centralized Funding Operations

Employment Type : Full-time, hourly, non-exempt, hybrid

Salary Range : $26.47 - $33.09 / hour depending on experience

Bonus Target : 5% potential incentive of base pay

Working Hours : Monday - Friday 8am - 5pm

Grade : 7BC

Industry : Banking

Principal Accountabilities

• Interact directly with members to finalize consumer loan applications, ensuring a positive and professional experience.
• Complete all required paperwork and documentation for consumer lending products (signature loan / line of credit, auto loan, personal loan, credit card).
• Validate contract numbers and loan details for accuracy and compliance.
• Discover and present cross-sell opportunities, including loan upgrades and ancillary products (GAP, Service Contracts, Maintenance, etc.).
• Deliver a clear and comprehensive final presentation of loan options to members.
• Prepare and send final loan documents for member signature.
• Review signed documents for quality control and compliance with lending regulations.
• Accurately book and fund loans to the member’s account in the core system.
• Maintain up-to-date knowledge of lending compliance regulations and internal policies.
• Communicate effectively with members, team members, and other departments to resolve issues and ensure timely funding.
• Demonstrate urgency and efficiency in completing loan documentation and funding processes.
• Support a positive team environment and contribute to continuous process improvement.

Required Skills and Abilities

Required Qualifications and Education

Preferred Qualifications and Education

Supervisory Status

This position does not supervise others.

Working Conditions

This position will be required to work in an office environment with moderate noise levels, and, with or without reasonable accommodation is required :

Our Values

Integrity : We believe in acting with honesty, trust, and respect which are at the forefront of our daily engagement.

Responsibility : We believe that responsibility is holding ourselves accountable for our decisions, actions, and their outcomes.

Collaboration : We believe in the power of a diverse group of people working together to achieve a united outcome.

Authenticity : We believe activities in actions that demonstrate our commitment to be transparent, dependable, and genuine in every day.

What We Offer

Not only are we one of the largest credit unions in Washington State, and growing, but we are also a company that cares about its employees. We back that up for our employees by offering competitive pay and a benefits package that helps support you and your family’s lifestyle. We value our employees, and we strive to keep our benefits comprehensive and affordable. Some of our benefits include :

Careers | Kitsap Credit Union (kitsapcu.org)

We believe in the power of belonging – it’s in our DNA as a not-for-profit, member-owned cooperative. Our un-bank-like structure ensures that we remain all about people : our members, our employees, and the people in the communities where we live and work. We work hard to provide a collaborative and inclusive environment where you can grow and excel in your career.

We are dedicated to serving our members by providing personalized experiences, convenient access, and highly competitive products and services. But it goes much deeper than that. For more than 86 years, we have been relentless about making a positive difference in our communities. We understand that when our members and communities succeed, we all succeed, and that success can’t happen without great employees.

#IND

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.