Credit Analyst-Entry Level

Job Description

Credit Analyst - Entry Level
Southern Illinois
Full-Time | Up to $60K | On-Site

A growing, community-focused financial institution is looking to bring on a motivated Credit Analyst to support its commercial and consumer lending teams. This is an excellent opportunity for a early-career professional with a passion for financial analysis and a desire to develop within the banking industry.

What You’ll Do
You’ll learn the fundamentals of credit analysis from an experienced team, working through real loan requests in a hands-on environment. From reviewing tax returns to preparing loan write-ups, you’ll participate in a full credit review cycle and gain exposure to commercial, agriculture, real estate, and consumer lending.

Key Responsibilities
• Review borrower financials, including tax returns and statements, to evaluate creditworthiness
• Build financial spreads and cash flow projections using Excel
• Assist in preparing loan presentations that outline risk, repayment ability, and collateral coverage
• Support loan officers by helping structure and price loan requests
• Participate in credit discussions and loan committee sessions (as a contributing, non-voting member)
• Document and track policy exceptions, regulatory conditions, and collateral details
• Assist with ongoing loan reviews and help monitor portfolio performance

What You’ll Bring
• Bachelor’s degree in Finance, Accounting, Economics, or related field
• Strong analytical skills and an eagerness to learn credit concepts
• Basic comfort with financial statements and Microsoft Excel
• High attention to detail and accuracy in written work
• Ability to stay organized and manage multiple assignments
• A self-starter mindset with a high level of curiosity and professionalism

What’s in It for You
• Direct mentorship from experienced credit and loan officers
• Broad exposure to multiple lending areas and real customer scenarios
• Excellent pathway into commercial lending, portfolio management, or senior credit roles
• Competitive salary up to $60K plus benefits

Schedule & Work Environment
Monday-Friday, standard business hours. This position is based on-site and works closely with team members in a collaborative banking environment.

How to Apply
Please send your resume or inquiries to:
crystal.fryers@gogpac.com

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.