Job Description
Job Description
Our Oakland County Credit Union Client is looking for a Mortgage Processor. As the Mortgage Processor duties include :
- Review of loan applications and documents; ensure consistency, accuracy, and compliance with requirements for Mortgage Loan Officers and Underwriter’s review
- Regulatory understanding of compliance requirements of loan documentation and how it impacts the lending lifecycle
- Mortgage lien perfection responsibilities
- Documentation maintenance, review, and filing of loan files both hard copies and electronic
- Insurance maintenance and tracking
- Complete Tax Service documentation review and property tax disbursements as applicable
- Flood Certification maintenance
- Title Insurance review
- Support with establishing and managing escrow accounts
- Assist in the tracking and reporting of Home Mortgage Disclosure Act (HMDA)
- Preparation of monthly loan reports as needed
- Perform all other duties as requested by management to support the needs of internal and external members
The ideal Mortgage Processor will have :
Minimum 2 years of real estate processing experience or related fieldMaintain and keep current with Mortgage Lending Practices, Policies, and RegulationsAdept in Lending and Servicing software and applicationsProficient with Microsoft Office Applications (Word, Excel, Outlook)Strong attention to detail and documentationAbility to work in a fast-paced environment while meeting deadlines and turn times.Strong verbal and written communication skillsMust be dependable and willing to work additional hours when necessary to serve both internal and external membersNotary Public Certification (preferred)