Community Lending Processor

RIHousing – Community Lending Processor

Salary - $51,896.00 - $62,276.00

What it’s all about :

We are seeking a dynamic professional to serve as a Community Lending Processor in our Homeownership Department . This position is accountable for the efficient and accurate processing and servicing of loans and other records pertaining to a variety of Community Lending Programs to ensure appropriate compliance and efficient customer service.

This is a hybrid position based in Providence, Rhode Island, where you will be an integral part of our Homeownership  team. The role is designed for face-to-face collaboration and direct involvement in our office environment.

What you’ll do on a daily basis :

• Originate and process applications to determine eligibility for Community Lending Programs in alignment with RIHousing and federal guidelines. Meet with applicants to explain program requirements, including programs such as Access Independence II and the Clean Water Program.
• Review application documentation, prepare loan estimates and disclosures, verify that applicants meet all program requirements, obtain credit reports, and confirm appropriate payment options prior to underwriting approval and closing.
• Prepare all closing documents, including notes, mortgage deeds, loan agreements, closing disclosures, and notices of right to cancel, conduct loan closings, and prepare disbursement requests for assigned loans. Record daily activity in the Blacknight servicing system.
• Prepare loan setup packages for servicing and purchase after disbursement using the Integra System.
• Provide information to the public regarding Community Lending Program guidelines and procedures, and represent RIHousing at trade shows and industry events as assigned.
• Collaborate closely with the Manager to update departmental procedures and policies, and support special projects as needed.

What you’ll bring to the team :

What you’ll need to succeed :

Not sure if you meet all the qualifications? Let us decide!

Why RIHousing :

RIHousing  strives to ensure that all people who live or work in Rhode Island can afford a healthy, attractive home that meets their needs. A good home provides the foundation upon which individuals and families thrive, children learn and grow, and communities prosper.

To achieve our mission, we :

RIHousing uses its resources to provide low-interest loans, grants, education, and assistance to help Rhode Islanders find, rent, buy, build, and keep a good home. Created by the General Assembly in 1973, RIHousing is a privately funded public-purpose corporation. RIHousing requires its employees to be highly motivated and knowledgeable, have a sound understanding of the changing needs of Rhode Island's housing market, be willing to work within and toward a smoothly integrated operation, demonstrate a commitment to serve the people of Rhode Island, especially those with low and moderate incomes in need of safe and affordable homes, and possess a high level of integrity and deep respect for all Rhode Islanders, including customers, partners, and fellow employees.