Loan Servicing Representative

Since our founding in 1927, employees have been the main reason for The Equitable Bank's success. We are a local bank with strong ties to the communities where our branches are located. Our culture is inclusive and the work environment is collaborative, friendly and family-oriented. We pride ourselves on offering our customers excellent service and lending a helping hand when others need assistance. We offer competitive salaries, excellent benefits, on-the-job training and the opportunity for career advancement. If you have these skills and see yourself succeeding in this environment, we invite you to become part of The Equitable Bank team.

We are seeking a Full-Time Loan Servicing professional. This position is scheduled for Monday through Friday.

Essential Duties and Responsibilities :

• Responsible for being logged into the department's phone queue and responding to verbal inquiries from customers.
• Respond to customer written inquiries in accordance with department and bank procedures.
• Upload newly closed loans from the bank's loan origination system to the loan servicing system.
• Complete the set-up and audit newly originated and / or newly uploaded loans.
• In charge of follow-up with title companies on final title policies.
• Send title packages for recording.
• Ensure title processing adheres to applicable laws, regulations and internal guidelines.
• Process 1099S and 1099-NEC when applicable.
• Process payoff requests.
• Prepare lien satisfactions.
• Disbursing real estate tax and homeowner's insurance premiums from escrow accounts.
• Research and respond to credit bureau disputes whether received electronically or in writing in accordance with compliance deadlines.
• Balancing department specific checking and / or GL accounts.
• Monitor home, flood and auto insurance on loans to ensure the bank's interest is protected; force place insurance when necessary.
• Digitize and upload loan documentation into the bank's electronic storage system.
• Process mortgage payments received directly in Loan Servicing Dept.
• Research and resolve misapplied payments.
• Stay current on departmental procedures and required compliance training.
• Assist with preparing and submitting delinquent loan files to attorneys.
• Perform filing and general administrative support.
• Other duties as assigned.

Benefits :

Requirements

Job Skills :

Education Requirements :

The Equitable Bank is an Equal Opportunity / Affirmative Action Employer. We consider all qualified applicants without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital or parental status, military service or status as a covered veteran in accordance with applicable federal, state and local laws. The Bank will also not discriminate based on arrest or conviction record unless considered to be a bona fide occupational qualification.