Mortgage Post Closing Quality Control Analyst

Post Closing Quality Control Analyst

AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication, and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together!

What We're Looking For :

AmeriSave is currently hiring Post Closing Quality Control Analysts to join our winning team. The ideal candidate will possess a minimum of two years of mortgage post closing or closing experience, excellent organizational skills, strong attention to detail, exceptional customer service skills, and a positive attitude.

What You'll Do :

Responsible for auditing assigned files including but not limited to :

• HMDA / HOPEA Regulations
• TRID guidelines
• QM TESTING (agency and state specific)
• All required docs present and executed by all parties
• Conditional review; Trust and POA
• Product specific audits (HELOANS, HEOCS, JUMBO)
• Review to determine escrow cushions were set up properly, the disbursement amount collected, and due dates are reflected correctly in IED
• Homeowners Insurance : proper coverage, policy includes expiration / term dates, property address, HO6 or Condo Master Policy
• Mortgagee clause, Purchase loans ensure effective date is on or prior to our closing date, renewal policy if expires within 30 days of closing is present, proof of payment in file if due within 60 days of closing
• Check TIL / APR fees to verify tolerance
• Verify if loan requires MI, MI % factors are correct, cert information is correct

Make corrections and follow-up on all errors or issues found during post-closing auditing until cleared. Monitor pipeline to ensure all exceptions are cleared in a timely manner. Ensure all trailing / corrected documents are uploaded to the file. Track and report errors. Reconcile closing conditions have been met. Reconcile closing disclosure, amend if necessary. Responsible for following minimum standards.

What You'll Need :

Compensation : Annual compensation for this position is approximately $65,000.

Benefits : 401(k), dental insurance, disability insurance, employee discounts, health insurance, life insurance, paid time off, 12 paid holidays per year, paid training, referral program, vision insurance. Supplemental pay types : bonus, referral bonuses.

AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.