Mortgage Loan Originator

Description

Individuals will be required to develop leads and originate mortgage loans through branches, realtors, and builders, and respond to referrals from branch personnel and others. Additionally, candidates should have an understanding of the mortgage regulations and processes as well as other bank products and services in order to deepen relationships with customers. Applicants must be able to effectively communicate both verbally and written, exercise independent judgment and comprehend complex instructions, technical and financial materials and forms related to assigned duties. The MLO must meet production standards developed by management.

Responsibilities:

• Develop, lead and originate mortgage loans through branches, realtors and builders.
• Interview mortgage loan applicants.
• Take loan applications from customers.
• Send applicant’s file to processors in the centralized loan support area.
• Respond to referrals from branch personnel and others.
• Assist in obtaining additional data or information when requested by processors.
• Cross-sell all bank products and services.

Education / Experience Preferred:

• Bachelor’s Degree in a related field or equivalent experience, MBA or Master's Degree preferred.
• 2+ years of lending experience preferred.
• Creativity, flexibility, integrity, and a commitment to customer support are essential.
• Must be able to work autonomously exercising considerable independent judgment.
• Must be able to maintain composure in stressful situations.
• Must be able to work flexible hours.

Pay is dependent on knowledge, skills, abilities, experience, and location.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:

• Rooted in Strength
• Propelled by Growth
• Individuals in a Great Whole
• Creating Possibility
• Community Focused

Associates enjoy outstanding benefits, including:

• 401(k) Plan with 6% Match
• Health/Dental/Vision Insurance
• Company-paid Life Insurance
• Tuition Reimbursement
• Fitness Reimbursement
• Paid Time Off
• Volunteer Leave
• Paid Holidays
• Plus many more associate perks & incentives!