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VP, Senior Commercial Lender
VP, Senior Commercial LenderPathfinder Bank • East Syracuse
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VP, Senior Commercial Lender

VP, Senior Commercial Lender

Pathfinder Bank • East Syracuse
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Job Type Full-time Description

The VP, Senior Commercial Lender is responsible for originating, structuring, and managing a portfolio of commercial and commercial real estate (CRE) relationships. This role is intended for an experienced commercial lender who brings strong credit judgment, market credibility, and a relationship-driven approach to banking.

Pathfinder Bank is a relationship-focused community bank with local decision-making and a long-standing commitment to the Central New York market. This position plays a key role in advancing the Bank’s commercial lending strategy by supporting local businesses, entrepreneurs, and commercial real estate owners through thoughtful, well-structured financing solutions. The VP, Senior Commercial Lender is expected to maintain a visible presence in the market, generate quality loan growth aligned with the Bank’s credit culture, and provide leadership and support to other lenders and staff.

What You’ll Do

  • Originate, structure, and manage commercial and CRE loan relationships in accordance with Bank policies and credit standards.
  • Build, manage, and grow a portfolio of commercial loan and deposit relationships, including renewals, modifications, portfolio monitoring, and risk management.
  • Serve as a trusted advisor to commercial clients by understanding their businesses and providing tailored financial solutions.
  • Work closely with an experienced internal credit team to analyze financial statements, assess risk, and present credit requests to loan committees.
  • Proactively identify and pursue new commercial lending opportunities through business development, networking, and community engagement.
  • Structure and negotiate loan transactions that balance customer needs with prudent risk management.
  • Participate in loan committee discussions and ensure compliance with lending policies and regulatory requirements.
  • Monitor portfolio performance and proactively identify and address potential credit concerns.
  • Mentor and support less experienced lenders and staff as needed.
  • Represent Pathfinder Bank within the community as a relationship-focused, locally committed financial institution.
Requirements
  • Bachelor’s degree in finance, business, or a related field.
  • 7–10+ years of commercial lending experience, including demonstrated experience with Commercial Real Estate (CRE).
  • Proven ability to originate, structure, and manage complex commercial credit relationships.
  • Demonstrated success generating $10–15 million in annual new loan growth.
  • Strong understanding of financial statements, credit analysis, and risk assessment.
  • Experience presenting credit requests to loan committees and working within established credit frameworks.
  • Strong communication, relationship management, and negotiation skills.
  • Ability to travel locally during the workday; valid driver’s license and appropriate insurance required if driving for business purposes.
Salary Description $,-$, Yearly
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VP, Senior Commercial Lender • East Syracuse

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