Product Lead - Account Verification

Product Lead - Account Verification

We believe that the way people interact with their finances will drastically improve in the next few years. We're dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid's network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Washington D.C., London and Amsterdam.

Plaid's Account Verification team builds the foundation of trust for open finance. We help fintechs and financial institutions connect and verify bank accounts securely so that money can move safely and instantly. Account Verification is the entry point for all of Plaid's payment-focused consumer experiences and is a critical building block for our customers. The team obsesses over creating seamless verification journeys that balance speed, reliability, and security, enabling consumers to confidently connect to the financial ecosystem.

As the product lead for Account Verification, you will own one of Plaid's most critical product areas. You'll lead the evolution of our verification platform across Auth, Balance, and Identity Match, shaping how users connect their financial accounts with confidence. Partnering with engineering, design, and go-to-market, you will expand Plaid's verification methods across open banking, ML, and traditional systems while ensuring Plaid remains the industry's most trusted and flexible provider.

This role is ideal for a high-ownership builder who thrives in ambiguity and moves fast. You will set vision and strategy, drive execution across a cross-functional team, and define how Plaid leads in a rapidly evolving, AI-driven verification landscape. If you're energized by building systems that power millions of financial connections and enjoy balancing customer empathy with bold product strategy, this is your opportunity to lead at scale.

Responsibilities

• Own the Account Verification strategy and roadmap, from long-term vision to near-term priorities, grounded in customer and business outcomes.
• Reimagine the Auth experience to unlock new use cases (recurring payments, e-commerce, account funding) through modern, flexible verification flows.
• Expand verification capabilities across a growing set of methodologies : open banking, database auth, microdeposits, and beyond.
• Drive self-serve, experimentation, and orchestration tools that empower developers and operators to configure and optimize verification paths without code.
• Partner across Plaid to create cohesive experiences across account setup, risk management, and money movement.
• Represent Plaid internally and externally as a product thought leader, shaping how customers, partners, and the industry view account verification.
• Operate like an owner. Move quickly, make bold decisions, and bring creative energy to scaling one of Plaid's most essential products.

Qualifications

$214,800 - $366,000 a year

The target base salary for this position ranges from $214,800 / year to $366,000 / year in Zone 1. The target base salary will vary based on the job's location. Our geographic zones are as follows : Zone 1 - New York City and San Francisco Bay Area. Zone 2 - Los Angeles, Seattle, Washington D.C. Zone 3 - Austin, Boston, Denver, Houston, Portland, Sacramento, San Diego. Zone 4 - Raleigh-Durham and all other US cities. Additional compensation in the form(s) of equity and / or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid! Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics.